Loading stock data…
OppFi Inc. (OPFI)
$7.40-0.02 (-0.27%)
Market ClosedLast close Sep 8
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OppFi Inc. in the Financial Services sector is trading at $7.40 with a market capitalization of $631M. Wall Street consensus targets $13.31 (4 analysts), implying a +79.9% move over the next 12 months. The stock is currently near its 52-week low of $6.50, remaining 18.0% below its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the safe zone. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +79.9% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $151.88M↓ | $159.25M↑ | $155.09M↑ | $142.44M↑ | $140.27M |
| Gross Profit | $129.12M↓ | $135.20M↑ | $130.50M↑ | $115.05M↓ | $116.24M |
| Operating Income | $99.94M↓ | $104.61M↑ | $98.98M↑ | $87.00M↓ | $91.95M |
| Net Income | $28.40M↑ | $16.85M↓ | $41.63M↑ | -$20.78M↓ | -$11.37M |
Peer Comparison
JPMBACGS
Fundamentals
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream option...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$630.54M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.46
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.78
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
24.56%
Volume
Today's trading volume
538,988
Recent News
Are Options Traders Betting on a Big Move in OppFi Stock?
Investors need to pay close attention to OPFI stock based on the movements in the options market lately.
OppFi (OPFI) Cuts Guidance but Holds the Line on 2028 Targets
On August 10, OppFi (NYSE:OPFI) held its second-quarter 2026 earnings call, and the numbers pulled in two directions at once. Revenue reached $145 million, up 1.9% from a year earlier and a record for any second quarter in company history. Yet adjusted net income fell 27% to roughly $29 million, and management trimmed its full-year […]
OppFi (OPFI) Q2 2026 Earnings Call Transcript
Record revenue of $145.2M, but profit margins compressed as credit quality tightened.
OppFi (OPFI) Stock Fair Value Falls After Analysts Reassess Guidance And Credit Risk
OppFi is back in focus after valuation models reset its fair value estimate from US$13.33 to US$12.17 per share. Analysts link the change in price target assumptions to fresh Q2 information and updated guidance that is forcing a closer look at how growth, credit risk, and valuation stack up over the next few years. As you read on, you will see how these shifting targets fit into the broader OppFi story and what to watch as the narrative continues to evolve. Analyst Price Targets don't always...
Why OppFi Stock Swooned by Almost 25% Today
The specialty lender posted a displeasing quarterly earnings report.