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OptimumBank Holdings (OPHC)
$6.30+0.32 (+5.35%)
Market ClosedLast close Jul 24
OptimumBank Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OptimumBank Holdings, Inc. in the Financial Services sector is trading at $6.30 with a market capitalization of $71M. Wall Street consensus targets $7.17 (3 analysts), implying a +13.8% move over the next 12 months. The stock is currently near its 52-week high of $6.30, remaining 26.5% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +13.8% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $14.98M↑ | $13.60M↑ | $13.03M↑ | $12.08M↑ | $10.66M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $4.66M↓ | $4.85M↑ | $4.32M↑ | $3.60M↓ | $3.87M |
Peer Comparison
JPMBACGS
Fundamentals
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, mon...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$70.54M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
13.75%
Volume
Today's trading volume
235,459
Recent News
OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates
OptimumBank (OPHC) delivered earnings and revenue surprises of +40.00% and +21.01%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Flagstar Bank (FLG) Lags Q2 Earnings and Revenue Estimates
Flagstar Bank (FLG) delivered earnings and revenue surprises of -16.67% and -5.30%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
First Citizens BancShares (FCNCA) Q2 Earnings and Revenues Top Estimates
First Citizens (FCNCA) delivered earnings and revenue surprises of +41.14% and +3.66%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
FVCBankcorp (FVCB) Q2 Earnings and Revenues Surpass Estimates
FVCBankcorp (FVCB) delivered earnings and revenue surprises of +16.67% and +12.11%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Here is why OptimumBank Holdings, Inc. (OPHC) is among the Best Growth Stocks to Buy with Low P/E Ratios
With a forward P/E ratio of 5.87, OptimumBank Holdings, Inc. (NYSEAMERICAN:OPHC) is among the 10 Best Growth Stocks to Buy with Low P/E Ratios. On May 13, Compass Point upgraded OptimumBank Holdings, Inc. (NYSEAMERICAN:OPHC) to Buy from Neutral and assigned a $6.50 price target on the shares. The upgrade reflects improving confidence in the company’s operational performance […]