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Old Second Bancorp (OSBC)
$24.03+0.52 (+2.21%)
Market ClosedLast close Jul 24
Old Second Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Old Second Bancorp, Inc. in the Financial Services sector is trading at $24.03 with a market capitalization of $1.1B. Wall Street consensus targets $25.50 (6 analysts), implying a +6.1% move over the next 12 months. The stock is currently near its 52-week high of $24.21, remaining 18.5% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +6.1% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $92.25M↓ | $93.55M↓ | $94.18M↑ | $73.64M↑ | $71.72M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $25.59M↓ | $28.79M↑ | $9.87M↓ | $21.82M↑ | $19.83M |
Peer Comparison
JPMBACGS
Fundamentals
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money mark...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.14B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.12%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.63%
Volume
Today's trading volume
476,179
Recent News
Old Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ...
Old Second Bancorp Inc (OSBC) reports a robust net interest margin and reduced non-performing loans, while facing pressures from loan charge-offs and deposit runoff.
Old Second Bancorp Q2 Earnings Call Highlights
Old Second Bancorp (NASDAQ:OSBC) reported higher second-quarter earnings and an expanded net interest margin, while management said credit metrics improved despite elevated charge-offs tied largely to previously discussed problem loans. The Aurora, Illinois-based bank holding company posted GAAP ne
Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates
Old Second Bancorp (OSBC) delivered earnings and revenue surprises of +1.85% and +1.57%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics
The headline numbers for Old Second Bancorp (OSBC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Old Second Bancorp (NASDAQ:OSBC) Beats Q2 CY2026 Sales Expectations
Midwest regional bank Old Second Bancorp (NASDAQ:OSBC) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 28% year on year to $96.59 million. Its non-GAAP profit of $0.55 per share was in line with analysts’ consensus estimates.