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PBHC
$15.03+0.88 (+6.22%)
After Hours$15.03+0.00 (+0.00%)· Last close Jun 9
Pathfinder Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Pathfinder Bancorp, Inc. in the Financial Services sector is trading at $15.03 with a market capitalization of $85M. The stock is currently 6% below its 52-week high of $15.96, remaining 7.4% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$15.03
Potential Downside
0%
Whystock Fair Value$15.03
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$85.40M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.17
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.66%
ROE
Average efficiency. Growth may require heavy reinvestment.
-2.02%
Volume
Today's trading volume
22,862
Recent News
Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.10
The board of Pathfinder Bancorp, Inc. ( NASDAQ:PBHC ) has announced that it will pay a dividend of $0.10 per share on...
Investors in Pathfinder Bancorp (NASDAQ:PBHC) have seen respectable returns of 72% over the past five years
When you buy and hold a stock for the long term, you definitely want it to provide a positive return. But more than...
Pathfinder Bancorp's (NASDAQ:PBHC) Dividend Will Be $0.10
The board of Pathfinder Bancorp, Inc. ( NASDAQ:PBHC ) has announced that it will pay a dividend of $0.10 per share on...