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PFBC
$99.34+1.35 (+1.38%)
Market OpenUpdated 3:42 PM EDT
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Preferred Bank in the Financial Services sector is trading at $99.34 with a market capitalization of $1.1B. Wall Street consensus targets $103.75 (4 analysts), implying a +4.4% move over the next 12 months. The stock is currently near its 52-week high of $103.05, remaining 8.4% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$99.34
Potential Upside
16.4%
Whystock Fair Value$115.64
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Mean target$103.75+4.4%
Range$100.00 – $111.00
Fundamentals
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit acc...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.11B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.75
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.12%
ROE
Elite ROE. Management converts capital into profit efficiently.
17.50%
Volume
Today's trading volume
52,147
Recent News
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Assessing Preferred Bank (PFBC) Valuation After Recent Share Price Moves And Long Term Returns
Preferred Bank (PFBC) has drawn investor attention after recent share price moves, with the stock closing at $94.46. Readers are weighing this performance against its value score of 5 and reported fundamentals. See our latest analysis for Preferred Bank. Recent trading has been slightly weaker, with the 1 day share price return down 1.42%. However, a 17.89% total shareholder return over the past year and 114.99% over three years points to stronger long term momentum, which contrasts with the...
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3 Reasons to Avoid PFBC and 1 Stock to Buy Instead
Since November 2025, Preferred Bank has been in a holding pattern, posting a small return of 1.3% while floating around $94.09. The stock also fell short of the S&P 500’s 11.3% gain during that period.