Loading stock data…
QFIN
$14.24-0.03 (-0.21%)
After Hours$14.21-0.03 (-0.21%)· Last close Jun 9
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Qfin Holdings, Inc. in the Financial Services sector is trading at $14.24 with a market capitalization of $1.9B. Wall Street consensus targets $21.69 (13 analysts), implying a +52.3% move over the next 12 months. The stock is currently near its 52-week low of $11.31, remaining 21.7% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. Risk note: MACD remains below its signal line. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +52.3% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$14.24
Potential Upside
200%
Whystock Fair Value$42.72
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus13 analysts
Buy
Mean target$21.69+52.3%
Range$14.52 – $30.14
Fundamentals
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.85B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.67
Beta
Defensive asset. Lower volatility than the S&P 500.
0.54
Div Yield
Strong income play. Yield provides a meaningful total return floor.
10.81%
ROE
Elite ROE. Management converts capital into profit efficiently.
20.83%
Volume
Today's trading volume
1.69M
Recent News
Top Dividend Stocks To Consider In June 2026
The United States market has remained flat over the last week but is up 26% over the past year, with earnings expected to grow by 16% annually. In this context of robust growth expectations, dividend stocks can offer a compelling blend of income and potential capital appreciation, making them an attractive option for investors seeking stability and returns.
Asian Equities Traded in the US as American Depositary Receipts Decline in Wednesday Trading
Asian equities traded in the US as American depositary receipts were tracking lower Wednesday mornin
Qfin Holdings Profit Surge Highlights Valuation Gap And Regulatory Resilience
Qfin Holdings (NasdaqGS:QFIN) reports net income attributable to shareholders up 104% year over year. Total revenues increase 20% in the latest reporting period. Management highlights tighter credit standards and optimized loan portfolios during a phase of industry-wide regulatory tightening. Qfin Holdings operates in a heavily regulated lending sector, where recent rules have pressured many players to rethink risk controls and capital allocation. In this context, the company’s 104% rise in...
Asian Equities Traded in the US as American Depositary Receipts Rise Sharply in Monday Trading
Asian equities traded in the US as American depositary receipts opened the trading week sharply high
Qfin Holdings (QFIN) Soars 38% This Week as Profits Skyrocket
Qfin Holdings Inc. (NASDAQ:QFIN) is one of the 10 Stocks With Effortless 38-78% Gains. Qfin Holdings saw its share prices jump by 38 percent, as investor sentiment was boosted by its stellar earnings performance in the first quarter of the year, with profits soaring by more than double. Earlier in the week, Qfin Holdings Inc. […]