QFIN

$13.29+0.23 (+1.76%)

Market ClosedAs of Mar 20, 8:00 PM UTC

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$13.29
Potential Upside
1172.1%
Whystock Fair Value$169.06
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.84B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
1.86
Beta
Defensive asset. Lower volatility than the S&P 500.
0.52
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
28.39%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 18, 2026

Assessing Qfin Holdings (QFIN) Valuation After Prolonged Share Price Weakness

Qfin Holdings stock reaction Qfin Holdings (QFIN) has caught investor attention after a sharp single day move, with the stock closing at $13.21 and sitting on negative returns over the past week, month and past 3 months. See our latest analysis for Qfin Holdings. The single day share price drop comes after a period of weak momentum, with a 30 day share price return of a 15.05% decline, a year to date share price return of a 30.66% decline, and a 1 year total shareholder return of a 71.01%...

BEARISH
Negative press. News cycle fixated on risk factors or misses.
MarketBeat
Mar 18, 2026

Qfin Q4 Earnings Call Highlights

Executives at Qfin (NASDAQ:QFIN) said the company delivered resilient full-year results in 2025 despite a rapidly tightening regulatory backdrop in China’s consumer finance market, while fourth-quarter performance reflected the impact of shrinking industry liquidity and elevated credit risks. Regul

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 18, 2026

Qfin’s Higher Cash Returns And Overseas Push Versus Regulatory And Valuation Risks

Qfin Holdings (NasdaqGS:QFIN) raised its semi-annual dividend following its unaudited 2025 results. The company completed a sizable share repurchase program covering over 11% of its shares. Qfin is accelerating international expansion while facing ongoing regulatory challenges in its domestic market. Qfin Holdings, trading at $14.43, is drawing attention as management pairs higher cash returns to shareholders with a focus on overseas markets. The stock has seen a 24.3% decline year to date...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Mar 18, 2026

Qfin Holdings Inc (QFIN) Q4 2025 Earnings Call Highlights: Navigating Challenges and Seizing ...

Despite a challenging quarter with decreased loan volumes and net income, Qfin Holdings Inc (QFIN) showcases resilience through strategic growth in technology solutions and global expansion plans.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 17, 2026

Qfin Holdings Inc. - Sponsored ADR (QFIN) Misses Q4 Earnings and Revenue Estimates

Qfin Holdings Inc. - Sponsored ADR (QFIN) delivered earnings and revenue surprises of -0.44% and -6.87%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BEARISH
Negative press. News cycle fixated on risk factors or misses.