Loading stock data…
Regional Management Corp. (RM)
$33.02-0.66 (-1.96%)
Market ClosedLast close Sep 8
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Regional Management Corp. in the Financial Services sector is trading at $33.02 with a market capitalization of $311M. Wall Street consensus targets $43.83 (3 analysts), implying a +32.7% move over the next 12 months. The stock is currently near its 52-week low of $30.46, remaining 7.7% below its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 35/100 signals elevated caution as multiple indicators diverge.
Ecosystem Influences
Sell-side targets imply +32.7% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $145.01M↑ | $144.37M↓ | $147.06M↑ | $143.52M↑ | $137.02M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $8.15M↓ | $11.40M↓ | $12.91M↓ | $14.36M↑ | $10.14M |
Peer Comparison
JPMBACGS
Fundamentals
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United St...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$311.09M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.10
Beta
Defensive asset. Lower volatility than the S&P 500.
0.99
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.63%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.38%
Volume
Today's trading volume
61,400
Recent News
Regional Management (RM) Q2 2026 Earnings Call Transcript
Auto-secured loans surged 31.8% as portfolio growth slowed amid fintech competition.
Regional Management Corp. Q2 2026 Earnings Call Summary
Moby summary of Regional Management Corp.'s Q2 2026 earnings call
Regional Management Q2 Earnings Call Highlights
Regional Management (NYSE:RM) reported second-quarter net income of $8.2 million, or $0.85 per diluted share, as revenue growth and improved operating efficiency were partly offset by higher credit-loss provisions and slower-than-expected portfolio expansion. Total revenue rose 6.7% year over year
Regional Management Corp (RM) (Q2 2026) Earnings Call Highlights: Strategic Shifts and Revised ...
Regional Management Corp (RM) reports a 7% revenue increase to $168 million, but revises full-year guidance downward due to competitive pressures and proactive underwriting tightening.
Regional Management Q1 Earnings Call Highlights
Regional Management (NYSE:RM) reported what management described as a “strong start to 2026,” highlighting higher earnings, continued portfolio growth, and improved operating efficiency during its first quarter 2026 earnings call. First quarter results: higher earnings, record revenue, and operatin