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Root, Inc. (ROOT)
$54.65-1.94 (-3.43%)
Market ClosedLast close Sep 8
Root, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Root, Inc. in the Financial Services sector is trading at $54.65 with a market capitalization of $877M. Wall Street consensus targets $60.20 (5 analysts), implying a +10.2% move over the next 12 months. The stock is currently 48% below its 52-week high of $104.47, remaining 7.8% below its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 55/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +10.2% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $393.50M↓ | $397.00M↑ | $387.80M↑ | $382.90M↑ | $349.40M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $40.90M↑ | $10.50M↑ | $300,000↓ | $27.30M↑ | $23.70M |
| Net Income | $35.90M↑ | $5.30M↑ | -$5.40M↓ | $22.00M↑ | $18.40M |
Peer Comparison
JPMBACGS
Fundamentals
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$876.76M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.81
Beta
High-beta play. Expect amplified moves vs. the broad market.
2.92
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
18.66%
Volume
Today's trading volume
152,039
Recent News
Root (ROOT) Stock Fair Value Falls After Analyst Target Cuts and Growth Reset
Root’s analyst story has shifted as price targets reset toward levels such as US$60, with fair value assumptions now closer to US$60.20. Analysts link these moves to a tougher competitive backdrop, updated growth expectations into 2026, and a preference to see more proof on execution before assigning richer valuations. As you read on, you will see how these changing targets and fresh commentary can help you track the evolving narrative around Root. Analyst Price Targets don't always capture...
Root (ROOT) Q2 2026 Earnings Call Transcript
Net income jumped 15% on pricing discipline and AI-driven underwriting.
Root's 2026 Outlook: AI-Driven Telematics Model Gains Scale Through Embedded Growth Partnerships
This under-the-radar insurance stock boasts a Superscore of 74 from our Hidden Gems Primary database, part of The Motley Fool's Moneyball Database system. Here's why.
Should You Buy, Sell or Hold Trupanion Stock Post Q2 Earnings?
Trupanion's Q2 earnings beat estimates as revenue rose 11%, while premium valuation and muted analyst sentiment support a wait-and-see approach.
Root's Q2 profit rises 15% on pricing discipline
Root (NASDAQ: ROOT), the Columbus, Ohio-based car insurance technology company, reported second-quarter results on Aug. 5, showing steady profitability after a record-setting start to the year. Net income came in at $25.4 million, up 15% year over year, with adjusted EBITDA of $43.8 million, up ...