Loading stock data…
SYF
$70.28-2.86 (-3.91%)
Market ClosedLast close May 11
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Synchrony Financial in the Financial Services sector is trading at $70.28. The stock is currently 21% below its 52-week high of $88.77, remaining 4.6% below its 200-day moving average. Technical signals show oversold RSI of 26 and bearish MACD signal, explaining why SYF maintains its current current market pressure. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Oversold momentum (RSI 26) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$70.28
Potential Upside
176.4%
Whystock Fair Value$194.24
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus22 analysts
Buy
Mean target$89.59+27.5%
Range$77.00 – $103.00
Fundamentals
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It al...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$26.63B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.93
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.38
Div Yield
Strong income play. Yield provides a meaningful total return floor.
152.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
19.61%
Volume
Today's trading volume
4.48M
Recent News
Synchrony Financial Stock Outlook: Is Wall Street Bullish or Bearish?
Synchrony Financial has outperformed the broader market over the past year, and analysts are moderately optimistic about the stock’s prospects.
A Look At Synchrony Financial’s Valuation As The Lowe’s Partnership Expands With A New Pro Rewards Card
What the Lowe’s partnership and insider selling mean for Synchrony Financial stock Synchrony Financial (SYF) is in focus after expanding its co brand partnership with Lowe’s and introducing the MyLowe’s Pro Rewards American Express Card. Recent insider selling has added another data point for investors to weigh. See our latest analysis for Synchrony Financial. At a share price of US$74.00, Synchrony has a 30 day share price return of 7.48%, while the year to date share price return of 12.58%...
Sector Update: Financial Stocks Higher Late Afternoon
Financial stocks were advancing in late Wednesday afternoon trading, with the NYSE Financial Index r
Sector Update: Financial Stocks Higher Wednesday Afternoon
Financial stocks were advancing in Wednesday afternoon trading, with the NYSE Financial Index rising
CEOs Have Split on AI’s Jobs Impact
Here’s how two senior executives said AI will affect their businesses in the years ahead: AI changes “how we work,” says Brian Armstrong, CEO at Coinbase Global. The company on Tuesday announced it was cutting 14% of its workforce.