SYF

$66.19+0.68 (+1.04%)

Market ClosedAs of Mar 20, 8:00 PM UTC

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$66.19
Potential Upside
207.3%
Whystock Fair Value$203.43
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company al...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$23.84B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.13
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.41
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
19.61%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 18, 2026

Synchrony Financial Targets Home Repair Gap With Expanded Financing Products

Synchrony Financial (NYSE:SYF) released its "Lifetime of Home Care" national study on homeowner repair and maintenance costs. The study finds a clear gap between what homeowners expect to pay and what they actually spend on home repairs. Roughly half of homeowners report delaying or canceling essential work due to economic pressures. Synchrony is expanding its home financing offerings, including the Synchrony Project Card, to help households manage larger repair bills. For investors...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Barchart
Mar 18, 2026

How Is Synchrony Financial’s Stock Performance Compared to Other Financial Services Stocks?

Synchrony Financial has outperformed the broader financial services peers and analysts are fairly upbeat about its future prospects.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 17, 2026

1 S&P 500 Stock to Own for Decades and 2 We Question

The S&P 500 (^GSPC) is home to the biggest and most well-known companies in the market, making it a go-to index for investors seeking stability. But not all large-cap stocks are created equal - some are struggling with slowing growth, declining margins, or increased competition.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Mar 15, 2026

Bank of America Securities Continues To Be Bullish On Synchrony Financial (SYF) Stock

Synchrony Financial (NYSE:SYF) is one of the 13 extreme value stocks to buy now. On March 8, Mihir Bhatia of Bank of America Securities maintained his Buy rating on Synchrony Financial (NYSE:SYF) and set a price target of $90. The company had previously signed an underwriting agreement on February 18, with a group of banks […]

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 14, 2026

A Look At Synchrony Financial (SYF) Valuation After Recent Share Price Pullback

Synchrony Financial stock: recent performance snapshot Synchrony Financial (SYF) has been on many investors’ radar after recent trading pushed its share price to about $63.78, with returns showing mixed moves over the past week, month and past 3 months. See our latest analysis for Synchrony Financial. While the 30-day share price return shows a 12.55% decline from the recent peak and the year to date share price return is down 24.65%, the 1-year total shareholder return of 21.75% and 3-year...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.