$79.92+0.07 (+0.09%)
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
Synchrony Financial in the Financial Services sector is trading at $79.92. Wall Street consensus targets $89.30 (23 analysts), implying a +11.7% move over the next 12 months. The stock is currently 10% below its 52-week high of $88.77, remaining 7.2% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $3.72B↑ | $3.70B↓ | $3.79B↓ | $3.82B↑ | $3.65B |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $885.00M↑ | $805.00M↑ | $751.00M↓ | $1.08B↑ | $967.00M |
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It al...

In Q2, American Express reported revenue of US$18.55 billion, up 12.8% year on year but about 5.8% below analyst expectations, making it the weakest performer versus estimates among major credit card peers that largely exceeded forecasts. This miss, contrasted with stronger revenue and earnings results from competitors such as Visa, Mastercard, Synchrony Financial, and Bread Financial, highlights how relative underperformance against sector peers can heavily influence how markets interpret...

American Express is growing its small-business franchise as new expense tools and card perks counter fintech pressure in the middle market.

Consumers are still doing OK, but the people facing material financial strain are really struggling.

While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.

Affirm's fiscal Q4 results could be driven by higher GMV, more active consumers and merchants, and growth in card and interest income.
Academic risk and quality models computed from SYF's own filings and price history, not from analyst opinion.
Mixed: 6 of 9 fundamental-health tests pass, so profitability and balance-sheet trends disagree.
The stock’s own historical valuation anchor, which is a fairer comparison than a sector average for a company with a persistent premium or discount.