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UBCP
$15.80-0.54 (-3.29%)
Market OpenUpdated 1:28 PM EDT
United Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Bancorp, Inc. in the Financial Services sector is trading at $15.80. Wall Street consensus targets $20.00 (1 analysts), implying a +26.6% move over the next 12 months. The stock is currently 9% below its 52-week high of $17.34, remaining 11.4% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +26.6% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $7.94M↓ | $8.89M↑ | $8.08M↑ | $7.99M↑ | $7.53M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $1.91M↓ | $2.04M↑ | $1.93M↑ | $1.91M↑ | $1.87M |
Peer Comparison
JPMBACGS
Fundamentals
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as wel...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Strong income play. Yield provides a meaningful total return floor.
5.95%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.54%
Volume
Today's trading volume
1,114
Recent News
United Bancorp's Q1 Earnings Rise 3% Y/Y on Deposit Growth
UBCP posts a year-over-year increase in Q1 earnings per share as higher deposits and margin expansion offset rising expenses tied to technology and infrastructure investments.
United Bancorp Rallies 27% in a Year: Should You Buy the Stock?
Strong balance sheet growth, relationship-driven lending and tech investments fuel UBCP's outlook, supported by solid capital strength and consistent dividends for investors.
The Zacks Analyst Blog Palantir, Linde, Arista Networks, Comstock and United Bancorp
Palantir, Linde and Arista stand out with strong growth, innovation, and strategic execution, despite industry challenges and market pressures.
Top Research Reports for Palantir, Linde and Arista Networks
Today's Research Daily features new research reports on 16 major stocks, including Palantir Technologies Inc. (PLTR), Linde plc (LIN) and Arista Networks, Inc. (ANET), as well as two micro-cap stocks, Comstock Holding Companies, Inc. (CHCI) and United Bancorp, Inc. (UBCP).
United Bancorp's Q4 Earnings Rise Y/Y on Loan Demand
UBCP reports 13% year-over-year EPS growth in Q4 2025, driven by loan gains, margin expansion and strategic investments despite macroeconomic headwinds.