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United Bancorp, Inc. (UBCP)
$15.76-0.12 (-0.76%)
Market ClosedLast close Sep 8
United Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Bancorp, Inc. in the Financial Services sector is trading at $15.76 with a market capitalization of $96M. Wall Street consensus targets $20.00 (1 analysts), implying a +26.9% move over the next 12 months. The stock is currently 9% below its 52-week high of $17.34, remaining 6.0% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +26.9% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | — | $7.94M↓ | $8.89M↑ | $8.08M↑ | $7.99M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | — | $1.91M↓ | $2.04M↑ | $1.93M↑ | $1.91M |
Peer Comparison
JPMBACGS
Fundamentals
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as wel...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$96.01M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.70
Beta
Defensive asset. Lower volatility than the S&P 500.
0.35
Div Yield
Strong income play. Yield provides a meaningful total return floor.
5.98%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.71%
Volume
Today's trading volume
1,123
Recent News
The Zacks Analyst Blog Highlights Microsoft, Intel, Bank of America, AMREP and United Bancorp
Microsoft, Intel and Bank of America lead this week's stock picks, with AMREP and United Bancorp offering microcap opportunities.
Top Analyst Reports for Microsoft, Intel & Bank of America
Microsoft's AI momentum and Azure expansion support growth, while capacity constraints and competition remain key challenges ahead.
UBCP Upgraded to Outperform on Deposit Growth, Strong Margins
United Bancorp's improving earnings, margin expansion, deposit growth and higher dividends support the upgrade.
UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth
United Bancorp reports a year-over-year increase in Q2 earnings per share as stronger net interest income and deposit growth support performance despite ongoing infrastructure spending.
OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?
Ohio Valley Banc and United Bancorp differ in footprint, service mix and valuation, but which community bank offers more upside now? Let's dive in.