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United Bankshares, Inc. (UBSI)
$47.80+0.44 (+0.93%)
Market ClosedLast close Jul 24
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Bankshares, Inc. in the Financial Services sector is trading at $47.80 with a market capitalization of $5.9B. Wall Street consensus targets $48.67 (6 analysts), implying a +1.8% move over the next 12 months. The stock is currently near its 52-week high of $48.22, remaining 17.3% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $315.95M↓ | $317.97M↓ | $322.74M↑ | $305.39M↑ | $289.02M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $124.20M↓ | $128.83M↓ | $130.75M↑ | $120.72M↑ | $84.31M |
Peer Comparison
JPMBACGS
Fundamentals
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and deman...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$5.87B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.93
Beta
Defensive asset. Lower volatility than the S&P 500.
0.74
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.14%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.19%
Volume
Today's trading volume
1.16M
Recent News
Is United Bankshares (UBSI) Undervalued Following Its Q2 Earnings And Buyback Completion?
United Bankshares (UBSI) is in focus after reporting second quarter 2026 results, with net income of US$131.38 million and lower net charge offs, along with the completion of a multi quarter share repurchase program. See our latest analysis for United Bankshares. The latest earnings, lower net charge offs and completion of the buyback program come as United Bankshares trades at US$47.36, with a year to date share price return of 23.37% and a 1 year total shareholder return of 34.40%. This...
United Bankshares (NASDAQ:UBSI) Surprises With Q2 CY2026 Sales
Regional banking company United Bankshares (NASDAQ:UBSI) reported Q2 CY2026 results beating Wall Street’s revenue expectations, with sales up 5% year on year to $321.8 million. Its non-GAAP profit of $0.95 per share was 7.1% above analysts’ consensus estimates.
Here's What Key Metrics Tell Us About United Bankshares (UBSI) Q2 Earnings
The headline numbers for United Bankshares (UBSI) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
United Bankshares (UBSI) Surpasses Q2 Earnings and Revenue Estimates
United Bankshares (UBSI) delivered earnings and revenue surprises of +6.74% and +0.99%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
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