Loading stock data…
UBSI
$44.33+0.57 (+1.30%)
After Hours$44.33+0.00 (+0.00%)· Last close Jun 9
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Bankshares, Inc. in the Financial Services sector is trading at $44.33 with a market capitalization of $5.9B. Wall Street consensus targets $47.40 (5 analysts), implying a +6.9% move over the next 12 months. The stock is currently near its 52-week high of $45.93, remaining 11.8% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +6.9% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$44.33
Potential Upside
8.1%
Whystock Fair Value$47.94
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and deman...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$5.87B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.93
Beta
Defensive asset. Lower volatility than the S&P 500.
0.74
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.38%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.19%
Volume
Today's trading volume
821,966
Recent News
3 Overrated Bank Stocks Walking a Fine Line
The stocks featured in this article have all approached their 52-week highs. When these price levels hit, it typically signals strong business execution, positive market sentiment, or significant industry tailwinds.
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes? Let's find out.
Regional Banks Stocks Q1 Teardown: United Bankshares (NASDAQ:UBSI) Vs The Rest
The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how United Bankshares (NASDAQ:UBSI) and the rest of the regional banks stocks fared in Q1.
1 Small-Cap Stock on Our Buy List and 2 That Underwhelm
Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale operations make it harder to expand their competitive moats.
Top Dividend Stocks To Consider In May 2026
The United States market has shown robust performance, rising 1.2% over the last week and 29% over the past year, with earnings projected to grow by 17% annually. In this dynamic environment, selecting dividend stocks that offer reliable income and potential for capital appreciation can be an effective strategy for investors looking to benefit from both current returns and future growth.