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United Community Banks, Inc. (UCB)
$35.25+0.36 (+1.03%)
Market ClosedLast close Jul 24
United Community Banks, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Community Banks, Inc. in the Financial Services sector is trading at $35.25 with a market capitalization of $3.9B. Wall Street consensus targets $38.92 (6 analysts), implying a +10.4% move over the next 12 months. The stock is currently 5% below its 52-week high of $37.18, remaining 9.2% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +10.4% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $270.37M↓ | $272.81M↑ | $270.88M↑ | $254.34M↑ | $242.93M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $84.29M↓ | $86.45M↓ | $91.49M↑ | $78.73M↑ | $71.41M |
Peer Comparison
JPMBACGS
Fundamentals
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accou...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.86B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.81
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.81%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.33%
Volume
Today's trading volume
756,002
Recent News
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes? Let's find out.
Is United Community Banks (UCB) Undervalued Following Its Earnings Miss?
Earnings and credit costs put United Community Banks in focus United Community Banks (UCB) is back on investors’ radar after reporting second quarter 2026 results, including net income of $115.64 million and net charge offs of $7.864 million, alongside updated metrics for the first half. See our latest analysis for United Community Banks. United Community Banks’ recent earnings miss has taken some heat out of the stock in the very short term, with a 1-day share price return of a 1.89%...
United Community Banks (UCB) Stock Looks Cheap On Fair Value While Earnings Look Fair
United Community Banks stock has returned 42.9% over the past five years, and at a recent price of US$35.35 the Excess Returns intrinsic value estimate suggests the shares trade at a material discount, while market based multiples look closer to fair. A 42.9% total return over five years points to steady value creation for long term United Community Banks shareholders. The planned acquisition of Peach State Bancshares, which now has an election deadline and expected closing date set, can...
United Community Banks Inc (UCB) Q2 2026 Earnings Call Highlights: Strong EPS Growth Amid ...
United Community Banks Inc (UCB) reports an 8% EPS increase and robust loan growth, while navigating operational expenses and strategic transitions.
United Community Banks, Inc. Q2 2026 Earnings Call Summary
Moby summary of United Community Banks, Inc.'s Q2 2026 earnings call