Loading stock data…
UCB
$33.73+0.47 (+1.41%)
After Hours$33.74+0.01 (+0.03%)· Last close Jun 9
United Community Banks, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
United Community Banks, Inc. in the Financial Services sector is trading at $33.73 with a market capitalization of $3.9B. Wall Street consensus targets $38.17 (6 analysts), implying a +13.2% move over the next 12 months. The stock is currently 8% below its 52-week high of $36.77, remaining 5.5% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +13.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$33.73
Potential Upside
10.4%
Whystock Fair Value$37.25
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accou...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.86B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.81
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.94%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.33%
Volume
Today's trading volume
653,384
Recent News
3 Leading Dividend Stocks With Yields Up To 4.6%
Over the last 7 days, the United States market has risen by 1.8%, and over the past 12 months, it has seen a significant increase of 28%, with earnings projected to grow by 17% annually in the coming years. In such a robust market environment, identifying dividend stocks with strong yields can be an effective strategy for investors seeking consistent income and potential growth.
Regional Banks Stocks Q1 Highlights: United Community Banks (NYSE:UCB)
As the Q1 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the regional banks industry, including United Community Banks (NYSE:UCB) and its peers.
3 Reasons to Avoid UCB and 1 Stock to Buy Instead
United Community Banks trades at $32.06 and has moved in lockstep with the market. Its shares have returned 9.2% over the last six months while the S&P 500 has gained 13.3%.
1 Stock Under $50 with Exciting Potential and 2 That Underwhelm
Stocks trading between $10 and $50 can be particularly interesting as they frequently represent businesses that have survived their early challenges. However, investors should remain vigilant as some may still have unproven business models, leaving them vulnerable to the ebbs and flows of the broader market.
Discover Citizens Financial Services And Two More Top Dividend Stocks
Over the last 7 days, the United States market has remained flat, yet it is up 28% over the past year with earnings forecasted to grow by 16% annually. In such a dynamic environment, identifying strong dividend stocks like Citizens Financial Services can provide investors with steady income and potential growth opportunities amidst fluctuating market conditions.