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USCB Financial Holdings (USCB)
$21.67+1.30 (+6.38%)
Market ClosedLast close Jul 24
USCB Financial Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
USCB Financial Holdings, Inc. in the Financial Services sector is trading at $21.67 with a market capitalization of $358M. Wall Street consensus targets $21.90 (5 analysts), implying a +1.1% move over the next 12 months. The stock is currently near its 52-week high of $21.83, remaining 16.1% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $26.20M↑ | $18.03M↓ | $24.96M↑ | $24.40M↑ | $22.83M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $9.35M↑ | $1.36M↓ | $8.94M↑ | $8.14M↑ | $7.66M |
Peer Comparison
JPMBACGS
Fundamentals
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lendin...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$358.25M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.45%
Volume
Today's trading volume
100,451
Recent News
USCB Financial Holdings Inc (USCB) Q2 2026 Earnings Call Highlights: Surpassing $3 Billion in ...
USCB Financial Holdings Inc (USCB) reports a 22.5% increase in net income and improved operational efficiency, despite facing competitive deposit market pressures.
USCB Financial Q2 Earnings Call Highlights
USCB Financial (NASDAQ:USCB) reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The company said the quarter was marked by record loan production, higher net interest margin, controlled expenses and continued low credi
USCB Financial (USCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for USCB Financial (USCB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
USCB Financial Holdings, Inc. (USCB) Q2 Earnings Match Estimates
USCB Financial (USCB) delivered earnings and revenue surprises of 0.00% and +4.49%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
USCB Financial Holdings (USCB) Stock Draws Fresh Price Target Split After Analyst Revisions
USCB Financial Holdings is back in focus after analysts made only small adjustments to their price targets, with one group lifting estimates by US$1 and another trimming by the same amount. Behind these opposing moves is a split in interpretation of recent company updates, even as core valuation assumptions stay largely aligned. In the sections that follow, you will see what each side is watching and how to keep track of the evolving story around USCB Financial Holdings. Analyst Price Targets...