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UNIVERSAL INSURANCE HOLDINGS IN (UVE)
$43.90-0.24 (-0.54%)
Market ClosedLast close Sep 8
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Universal Insurance Holdings, Inc. in the Financial Services sector is trading at $43.90 with a market capitalization of $1.2B. Wall Street consensus targets $45.00 (1 analysts), implying a +2.5% move over the next 12 months. The stock is currently near its 52-week high of $45.15, remaining 21.1% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $427.03M↑ | $393.56M↓ | $407.93M↑ | $400.98M↑ | $400.14M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $81.14M↑ | $73.11M↓ | $89.87M↑ | $54.20M↑ | $47.82M |
| Net Income | $59.19M↑ | $54.29M↓ | $66.59M↑ | $39.83M↑ | $35.09M |
Peer Comparison
JPMBACGS
Fundamentals
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and te...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.22B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.77
Beta
Defensive asset. Lower volatility than the S&P 500.
0.73
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.75%
ROE
Elite ROE. Management converts capital into profit efficiently.
34.51%
Volume
Today's trading volume
109,934
Recent News
Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
UVE's Underwriting, Premium Growth and Diversification Boost Earnings
Universal Insurance's stronger underwriting, premium growth and geographic diversification are supporting earnings as Florida reforms improve results.
UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?
Universal Insurance's disciplined underwriting, premium growth and improved Florida claims trends support profitability, while diversification strengthens its risk profile.
Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Investor Insight: Universal Insurance Executive Chairman Sells 20,000 Shares for $885,400
Sean P. Downes reduced his direct holdings on the back of a strong rally over the last 12 months from the Universal Insurance stock price.