Loading stock data…
Velocity Financial, Inc. (VEL)
$18.12-0.31 (-1.68%)
Market ClosedLast close Sep 8
Velocity Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Velocity Financial, Inc. in the Financial Services sector is trading at $18.12 with a market capitalization of $672M. Wall Street consensus targets $21.50 (3 analysts), implying a +18.7% move over the next 12 months. The stock is currently 15% below its 52-week high of $21.39, remaining 2.0% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +18.7% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $78.88M↑ | $77.15M↓ | $94.13M↑ | $77.25M↓ | $78.03M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $25.16M↑ | $22.36M↓ | $34.80M↑ | $25.37M↓ | $26.00M |
Peer Comparison
JPMBACGS
Fundamentals
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental propert...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$672.44M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
6.10
Beta
Defensive asset. Lower volatility than the S&P 500.
0.76
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.65%
Volume
Today's trading volume
96,429
Recent News
Velocity Financial Expands Lending With $3.2B Toorak Deal
Velocity Financial is buying Toorak Capital’s lending platform in a $3.2B transaction that would sharply expand originations and servicing.
Velocity Financial (VEL) Q2 2026 Earnings Call Transcript
Portfolio surged 19.2% year-over-year to $7 billion amid strengthening origination demand.
Velocity Financial Inc (VEL) (Q2 2026) Earnings Call Highlights: Strong Core Earnings and ...
Velocity Financial Inc (VEL) reports robust core net income of $27.9 million and 19% portfolio growth, while navigating a higher tax rate and elevated leverage.
Velocity Financial, Inc. Q1 2026 Earnings Call Summary
Moby summary of Velocity Financial, Inc.'s Q1 2026 earnings call
Velocity Financial Inc (VEL) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ...
Velocity Financial Inc (VEL) reports a 52% increase in core net income and strategic partnerships, despite challenges in the lending market.