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Waterdrop Inc. (WDH)
$1.07+0.05 (+4.90%)
Market ClosedLast close Sep 8
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Waterdrop Inc. in the Financial Services sector is trading at $1.07 with a market capitalization of $446M. Wall Street consensus targets $1.97 (3 analysts), implying a +84.3% move over the next 12 months. The stock is currently near its 52-week low of $0.96, remaining 29.1% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. Risk note: RSI 73 is overbought against a weak tape. The Whystock Score of 30/100 signals elevated caution as multiple indicators diverge.
Ecosystem Influences
Sell-side targets imply +84.3% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Overbought RSI 73 against a weak tape — risk of pullback
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.24B↓ | $1.41B↑ | $974.86M↑ | $837.96M↑ | $753.69M |
| Gross Profit | $755.44M↑ | $447.87M↓ | $499.75M↑ | $421.47M↑ | $379.48M |
| Operating Income | $79.95M↓ | $83.86M↓ | $113.77M↑ | $97.34M↑ | $75.89M |
| Net Income | $98.37M↓ | $162.12M↑ | $158.47M↑ | $140.16M↑ | $108.19M |
Peer Comparison
JPMBACGS
Fundamentals
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$445.53M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.64
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.17
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.93%
Volume
Today's trading volume
10.21M
Recent News
Waterdrop (WDH) Q2 2026 Earnings Call Transcript
AI-powered insurance revenue jumped 80.5% year over year.
Waterdrop Q2 Earnings Call Highlights
Waterdrop (NYSE:WDH) reported second-quarter 2026 revenue of RMB 1.45 billion, up 72.8% from a year earlier, while management said the company remained profitable for its 18th consecutive quarter. Net profit attributable to ordinary shareholders was cited at approximately RMB 130 million in opening
What Does Waterdrop’s (WDH) Finance Chief Exit Reveal About Its AI Investment Priorities?
Waterdrop Inc. previously announced that Ms. Xiaoying Xu resigned as vice president of finance and head of finance, effective July 31, 2026, citing personal reasons and no disagreement with the company’s operations or policies. This change removes a key leader from Waterdrop’s finance function at a time when the company’s capital allocation and technology investment plans are in focus. We’ll now examine how the departure of Waterdrop’s head of finance may influence its AI-driven growth plans...
Waterdrop (WDH) Q1 2026 Earnings Transcript
Peng Shen: Dear investors and analysts, thank you for joining Waterdrop's first quarter 206 earnings conference call. In the first quarter, we continued our last year's growth momentum with total revenue of 1.24 billion yuan at 64.8% year-on-year, and net profit attributable to ordinary shareholders of more than 98 million yuan. By second, our insurance business continues its user acquisition strategy with insurance-related income at 74.1% year-over-year.
Waterdrop Inc (WDH) Q1 2026 Earnings Call Highlights: Impressive Revenue Growth Amidst Profit ...
Waterdrop Inc (WDH) reports a 64.8% revenue surge, driven by insurance segment growth and AI advancements, despite facing profit margin pressures.