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XP Inc. (XP)
$19.99+0.13 (+0.65%)
Market ClosedLast close Sep 8
XP Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
XP Inc. in the Financial Services sector is trading at $19.99 with a market capitalization of $8.3B. Wall Street consensus targets $23.22 (11 analysts), implying a +16.2% move over the next 12 months. The stock is currently 14% below its 52-week high of $23.13, remaining 11.9% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. The Whystock Score of 75/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +16.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.93B↓ | $2.43B↑ | $2.09B↑ | $1.79B↑ | $1.65B |
| Gross Profit | $491.00M↓ | $1.23B↑ | $420.91M↑ | $227.22M↓ | $366.00M |
| Operating Income | -$1.31B↓ | -$907.29M↑ | -$1.14B↑ | -$1.20B↑ | -$1.26B |
| Net Income | $1.32B↑ | $1.30B↓ | $1.32B | $1.32B↑ | $1.24B |
Peer Comparison
JPMBACGS
Fundamentals
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securitie...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$8.35B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.42
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.12
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.90%
ROE
Elite ROE. Management converts capital into profit efficiently.
22.31%
Volume
Today's trading volume
6.50M
Recent News
XP Inc (XP) (Q2 2026) Earnings Call Highlights: Record Client Assets and Strategic Resilience ...
XP Inc (XP) reports 8% revenue growth to BRL5.1 billion, with corporate segment surging 117% and ROE improving to 22.5% despite challenging market conditions.
Wall Street Analysts Think XP Inc.A (XP) Could Surge 39.2%: Read This Before Placing a Bet
The mean of analysts' price targets for XP Inc.A (XP) points to a 39.2% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
XP (XP) Stock May Be 34% Undervalued Following Strong Q2 Earnings
After a difficult run for shareholders over the past five years, XP now screens as cheap on both its intrinsic value estimate and market multiples. This puts fresh attention on whether the current share price reflects the underlying business. The XP share price has declined 61.7% over the past five years, which has left long term holders with heavy losses and created a very different starting point for valuation today. Recent growth in client assets and an expanded advisor base can support...
Is XP (XP) Undervalued On Strong Earnings And Fresh Analyst Optimism?
XP (XP) is back in focus after its second quarter 2026 earnings release. The company reported year on year increases in revenue, net income and diluted earnings per share, alongside recent share repurchase activity. See our latest analysis for XP. XP's latest earnings and completed buybacks come as the stock trades at $15.99, with the share price down over the past quarter but the 1 year total shareholder return slightly positive and longer term returns still weak, which suggests recent...
Will XP’s (XP) Solid Q2 and U.S. Banking Ambition Shift Its Core Investment Narrative?
XP Inc. reported past second-quarter 2026 results with revenue of R$4.85 billion, net income of R$1.38 billion and diluted EPS of R$2.67, all modestly higher than a year earlier. Beyond the headline numbers, XP’s management highlighted stronger-than-expected managerial net revenue and hinted at exploring a potential U.S. banking presence, signaling a possible shift in its business mix. Next, we’ll examine how XP’s stronger managerial net revenue and potential U.S. banking move might reshape...