YRD

$1.97-0.06 (-2.96%)

Market ClosedAs of Mar 20, 8:00 PM UTC

Yiren Digital Ltd.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$1.97
Potential Upside
2077.3%
Whystock Fair Value$42.89
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$171.26M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
0.94
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.13%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
3.31

Recent News

Simply Wall St.
Mar 21, 2026

Why Yiren Digital (YRD) Is Down 44.2% After Weak Q4 Results And Dividend Suspension

Yiren Digital Ltd. reported past fourth-quarter 2025 revenue of CNY 957.63 million versus CNY 1,452.19 million a year earlier, swinging to a net loss of CNY 882.16 million, and also posted a full-year 2025 profit of CNY 40.53 million compared with CNY 1.58 billion previously. Alongside these sharply weaker results, the board decided to temporarily suspend the second-half 2025 cash dividend to preserve capital for potential credit volatility and technology investment. With earnings weakening...

BEARISH
Negative press. News cycle fixated on risk factors or misses.
GuruFocus.com
Mar 19, 2026

Yiren Digital Ltd (YRD) Q4 2025 Earnings Call Highlights: Navigating Challenges with AI-Driven ...

Despite a GAAP net loss, Yiren Digital Ltd (YRD) leverages AI for cost savings and growth in loan facilitation and internet insurance.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Mar 19, 2026

Yirendai Q4 Earnings Call Highlights

Yirendai (NYSE:YRD) used its fourth-quarter and full-year 2025 earnings call to highlight a year of regulatory and credit-cycle pressure alongside rapid progress in artificial intelligence and a fast-growing internet insurance distribution business. Founder, Chairman, and CEO Ning Tang said 2025 β€œde

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 9, 2026

Top Dividend Stocks To Consider In February 2026

As February 2026 begins, U.S. stock markets have surged with the Dow Jones Industrial Average climbing by 515 points and the S&P 500 nearing record highs, reflecting a positive start to the month despite ongoing economic uncertainties such as trade negotiations and government shutdowns. In this environment of market optimism, dividend stocks can offer investors a compelling combination of potential income and stability, making them an attractive consideration for those looking to navigate...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 5, 2026

Top Three Dividend Stocks To Consider

As the United States stock market kicks off the new year with major indexes like the Dow and S&P 500 snapping recent losing streaks, investors are keenly observing opportunities that can offer stability amid fluctuating trends. In this context, dividend stocks stand out as they provide not only potential capital appreciation but also a steady income stream, making them an attractive consideration for those looking to balance growth and income in their portfolios.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.