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Yiren Digital Ltd. (YRD)
$1.18-0.03 (-2.48%)
Market ClosedLast close Jul 24
Yiren Digital Ltd.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Yiren Digital Ltd. in the Financial Services sector is trading at $1.18 with a market capitalization of $126M. The stock is currently near its 52-week low of $0.82, remaining 63.2% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. Risk note: RSI 20 is oversold, raising the odds of a near-term bounce. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 20) — potential for technical mean-reversion
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $927.64M↑ | $893.34M↓ | $1.57B↓ | $1.67B↑ | $1.58B |
| Gross Profit | $730.09M↑ | $642.46M↓ | $1.42B↓ | $1.51B↑ | $1.35B |
| Operating Income | -$371.56M↑ | -$1.14B↓ | $207.93M↓ | $381.50M↑ | $330.40M |
| Net Income | -$493.54M↑ | -$868.15M↓ | $317.64M↓ | $357.54M↑ | $247.51M |
Peer Comparison
JPMBACGS
Fundamentals
Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was f...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$125.98M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.12
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-7.83%
Volume
Today's trading volume
44,630
Recent News
Sector Update: Financial Stocks Advance Premarket Thursday
Financial stocks were advancing premarket Thursday, with the State Street Financial Select Sector SP
Why Is YRD Stock Surging Today?
Yiren Digital plans to use its cash balance to repurchase up to $20 million of its own shares.
Yiren Digital Ltd (YRD) Q1 2026 Earnings Call Highlights: AI Integration Drives Operational ...
Despite a significant revenue drop, Yiren Digital Ltd (YRD) leverages AI to enhance credit quality and expand its Internet Insurance business.
Yiren Digital (YRD) Q4 2025 Earnings Transcript
With support of these AI tools, we incubated our Internet insurance business, which has achieved strong growth quarter -- strong growth quarter-after-quarter in 2025. Heightened credit regulations and industry-wide deterioration in credit quality created significant pressure across our business.
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