Loading stock data…
ACIC
$11.82-0.08 (-0.67%)
Market ClosedLast close May 1
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
American Coastal Insurance Corporation in the Financial Services sector is trading at $11.82. The stock is currently 9% below its 52-week high of $13.06, remaining 6.9% above its 200-day moving average. Technical signals show neutral RSI of 59 and bearish MACD signal, explaining why ACIC maintains its current momentum and trend strength. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 59) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$11.82
Potential Upside
325.1%
Whystock Fair Value$50.24
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for stan...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$568.30M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.43
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.61
Div Yield
Strong income play. Yield provides a meaningful total return floor.
6.35%
ROE
Elite ROE. Management converts capital into profit efficiently.
25.46%
Volume
Today's trading volume
89,779
Recent News
Three Top Dividend Stocks For Reliable Income
In the last week, the United States market has stayed flat but is up 30% over the past year, with earnings forecasted to grow by 16% annually. In this environment, dividend stocks that offer reliable income and potential for growth can be particularly appealing to investors seeking stability and returns.
US Market's Undiscovered Gems 3 Promising Small Caps
The United States market has shown impressive momentum, climbing 4.0% in the past week and an astounding 39% over the last year, with earnings projected to grow by 16% annually in the coming years. In this thriving environment, identifying promising small-cap stocks that have yet to capture widespread attention can offer intriguing opportunities for investors seeking growth potential.
Top Dividend Stocks To Consider In March 2026
Over the last 7 days, the United States market has experienced a 1.6% drop, yet it remains up by 15% over the past year with earnings forecasted to grow by 16% annually. In light of these conditions, selecting dividend stocks that offer consistent payouts and potential for growth can be a strategic approach for investors seeking to balance income and capital appreciation.
American Coastal Insurance Corporation Q4 2025 Earnings Call Summary
Moby summary of American Coastal Insurance Corporation's Q4 2025 earnings call
American Coastal Insurance Corp (ACIC) Q4 2025 Earnings Call Highlights: Strong Net Income and ...
American Coastal Insurance Corp (ACIC) surpasses earnings expectations with robust net income and strategic growth plans despite market challenges.