ACIC

$11.42

Post-MarketAs of Mar 17, 8:00 PM UTC

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$11.42
Potential Upside
384.3%
Whystock Fair Value$55.30
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryInsurance - Property & Casualty

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for stan...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$556.90M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.31
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.66
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
38.61%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
0.49

Recent News

Moby
Feb 20, 2026

American Coastal Insurance Corporation Q4 2025 Earnings Call Summary

Moby summary of American Coastal Insurance Corporation's Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
GuruFocus.com
Feb 20, 2026

American Coastal Insurance Corp (ACIC) Q4 2025 Earnings Call Highlights: Strong Net Income and ...

American Coastal Insurance Corp (ACIC) surpasses earnings expectations with robust net income and strategic growth plans despite market challenges.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Feb 20, 2026

American Coastal Insurance Q4 Earnings Call Highlights

American Coastal Insurance (NASDAQ:ACIC) executives said the company delivered strong fourth-quarter and full-year 2025 results, aided by lower catastrophe losses compared with the prior-year period and supported by what management described as continued underwriting discipline amid a more competiti

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Feb 19, 2026

Here's What Key Metrics Tell Us About American Coastal (ACIC) Q4 Earnings

While the top- and bottom-line numbers for American Coastal (ACIC) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Feb 19, 2026

American Coastal: Q4 Earnings Snapshot

SAINT PETERSBURG, Fla. AP) — American Coastal Insurance Corporation (ACIC) on Thursday reported fourth-quarter net income of $26.6 million. On a per-share basis, the Saint Petersburg, Florida-based company said it had profit of 53 cents.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.