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ALRS
$26.95+0.01 (+0.04%)
Market ClosedLast close May 1
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Alerus Financial Corporation in the Financial Services sector is trading at $26.95. The stock is currently near its 52-week high of $27.60, remaining 18.9% above its 200-day moving average. Technical signals show overbought RSI of 77 and bullish MACD crossover, explaining why ALRS maintains its current momentum and trend strength. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 77) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$26.95
Potential Downside
48.4%
Whystock Fair Value$13.92
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$28.00+3.9%
Range$27.00 – $29.00
Fundamentals
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, R...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$652.04M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
37.51
Beta
Defensive asset. Lower volatility than the S&P 500.
0.60
Div Yield
Strong income play. Yield provides a meaningful total return floor.
329.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.85%
Volume
Today's trading volume
205,128
Recent News
Alerus Financial Q1 Earnings Call Highlights
Alerus Financial (NASDAQ:ALRS) reported what management described as a “strong first quarter” to begin 2026, driven by net interest margin expansion, stable fee income and lower expenses, while credit metrics improved and the company returned capital through buybacks and dividends. Quarterly result
Alerus (ALRS) Q1 2026 Earnings Transcript
With me today are Alerus Financial Corporation’s CFO, Alan A. Villalon; our Chief Operating Officer, Karin M. Taylor; our Chief Banking and Revenue Officer, Jim R. Collins; and Alerus Financial Corporation’s Chief Retirement Services Officer, Forrest Rexford Wilson. For the quarter, we reported net income of $23 million, or $0.89 per diluted share.
Alerus Financial Corporation Q1 2026 Earnings Call Summary
Moby summary of Alerus Financial Corporation's Q1 2026 earnings call
Alerus (ALRS) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for Alerus (ALRS) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Alerus (ALRS) Q1 Earnings and Revenues Top Estimates
Alerus (ALRS) delivered earnings and revenue surprises of +53.45% and +3.82%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?