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AMSF
$30.18-0.12 (-0.40%)
Market ClosedLast close May 1
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
AMERISAFE, Inc. in the Financial Services sector is trading at $30.18. The stock is currently near its 52-week low of $29.45, remaining 20.9% below its 200-day moving average. Technical signals show neutral RSI of 32 and bearish MACD signal, explaining why AMSF maintains its current current market pressure. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Oversold momentum (RSI 32) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$30.18
Potential Upside
78.5%
Whystock Fair Value$53.87
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$36.67+21.5%
Range$31.00 – $45.00
Fundamentals
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It se...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$566.97M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.33
Beta
Defensive asset. Lower volatility than the S&P 500.
0.34
Div Yield
Strong income play. Yield provides a meaningful total return floor.
477.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
20.04%
Volume
Today's trading volume
201,717
Recent News
AMERISAFE Q1 Earnings Call Highlights
AMERISAFE (NASDAQ:AMSF) reported first-quarter 2026 results that management characterized as a “solid start to 2026,” citing premium growth, a sub-100 combined ratio, and continued underwriting discipline despite what executives described as a prolonged soft pricing environment in workers’ compensat
AMERISAFE, Inc. Q1 2026 Earnings Call Summary
Moby summary of AMERISAFE, Inc.'s Q1 2026 earnings call
AMERISAFE Inc (AMSF) Q1 2026 Earnings Call Highlights: Strong Premium Growth Amid Competitive Market
AMERISAFE Inc (AMSF) reports a 9% increase in net premiums earned, showcasing robust growth despite challenges in the workers' compensation market.
AMSF Q1 Earnings Miss Estimates on Higher Costs, Soft Underwriting
AMERISAFE Q1 earnings miss estimates as higher expenses and weaker underwriting margins weigh, despite solid premium growth and rising revenues.
Amerisafe (AMSF) Lags Q1 Earnings and Revenue Estimates
Amerisafe (AMSF) delivered earnings and revenue surprises of -3.85% and -0.91%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?