ASRV

$3.68

Post-MarketAs of Mar 17, 8:00 PM UTC

AmeriServ Financial, Inc.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$3.68
Potential Upside
75.5%
Whystock Fair Value$6.46
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$62.40M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.82
Beta
Defensive asset. Lower volatility than the S&P 500.
0.41
Div Yield
Strong income play. Yield provides a meaningful total return floor.
323.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
4.95%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

Simply Wall St.
Feb 3, 2026

Spotlight On Penny Stocks For February 2026

As February 2026 begins, U.S. stock indexes have shown a strong start, with the Dow Jones Industrial Average climbing by 515 points and the S&P 500 nearing record highs. Amid this positive market momentum, investors might be considering various strategies to capitalize on potential growth opportunities. Penny stocks, often representing smaller or newer companies, remain an intriguing investment area despite being considered somewhat niche today. These stocks can offer significant returns when...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 30, 2026

Pleasing Signs As A Number Of Insiders Buy AmeriServ Financial Stock

Usually, when one insider buys stock, it might not be a monumental event. But when multiple insiders are buying like...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 27, 2026

Top Penny Stocks To Watch In January 2026

As the U.S. stock market begins a pivotal week with major tech earnings and geopolitical tensions influencing investor sentiment, gold has reached an all-time high, reflecting heightened demand for safe-haven assets. In this context, penny stocks—often smaller or newer companies—continue to capture the interest of investors looking for affordable entry points with growth potential. Despite their vintage moniker, these stocks can offer substantial opportunities when backed by strong financials...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Jan 26, 2026

AmeriServ Q4 Earnings Rise Y/Y on Higher Net Interest Income

ASRV posts strong year-over-year growth in Q4 earnings per share as net interest income climbs 14.6%, offsetting credit loss provisions and lower non-interest income.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Jan 5, 2026

BRBS vs. ASRV: Which Bank Stock Deserves a Spot in Your Portfolio?

Blue Ridge Bankshares and AmeriServ take different paths in community banking, but which has more upside? Let's dive in.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.