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BANC
$18.58-0.15 (-0.80%)
Market ClosedLast close May 1
Banc of California, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Banc of California, Inc. in the Financial Services sector is trading at $18.58. The stock is currently 14% below its 52-week high of $21.61, remaining 5.4% above its 200-day moving average. Technical signals show neutral RSI of 50 and bearish MACD signal, explaining why BANC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$18.58
Potential Upside
16.6%
Whystock Fair Value$21.66
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus11 analysts
Buy
Mean target$22.59+21.6%
Range$20.00 – $24.00
Fundamentals
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.92B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
16.15
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.10
Div Yield
Strong income play. Yield provides a meaningful total return floor.
261.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.17%
Volume
Today's trading volume
1.99M
Recent News
Is Stronger Q1 Earnings And A Higher Dividend Altering The Investment Case For Banc of California (BANC)?
Banc of California, Inc. reported first-quarter 2026 results with net interest income of US$251.62 million, net income of US$71.95 million, and diluted earnings per share from continuing operations of US$0.39, alongside slightly lower net charge-offs and ongoing share repurchases under its 2025 buyback program. The bank’s 20% increase in its annualized dividend, combined with a 32% payout ratio and active buybacks, highlights a multi-pronged approach to returning capital to shareholders...
Why Banc of California (BANC) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Banc of California (BANC) have what it takes? Let's find out.
BANC Q1 Deep Dive: Margin Expansion and Deposit Growth Drive Positive Outlook
Regional bank Banc of California (NYSE:BANC) fell short of the market’s revenue expectations in Q1 CY2026, but sales rose 7.9% year on year to $286.9 million. Its non-GAAP profit of $0.39 per share was 2.8% above analysts’ consensus estimates.
Banc of California Inc (BANC) Q1 2026 Earnings Call Highlights: Strong EPS Growth and Strategic ...
Banc of California Inc (BANC) reports a 50% increase in EPS and outlines plans for capital deployment amid robust loan production and improved efficiency.
Banc of California (BANC) Q1 2026 Transcript
First quarter earnings per share grew 50% from a year ago to $0.39, driven by continued net interest margin expansion and positive operating leverage. Pretax pre-provision income increased 28% while our adjusted efficiency ratio improved by nearly 500 basis points year over year.