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BCML
$29.99+0.01 (+0.03%)
Market ClosedLast close May 1
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
BayCom Corp in the Financial Services sector is trading at $29.99. The stock is currently 10% below its 52-week high of $33.15, remaining 4.6% above its 200-day moving average. Technical signals show neutral RSI of 67 and bullish MACD crossover, explaining why BCML maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Overbought levels (RSI 67) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$29.99
Potential Upside
46%
Whystock Fair Value$43.78
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Buy
Mean target$32.67+8.9%
Range$32.00 – $34.00
Fundamentals
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$316.53M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.31
Beta
Defensive asset. Lower volatility than the S&P 500.
0.30
Div Yield
Strong income play. Yield provides a meaningful total return floor.
365.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.15%
Volume
Today's trading volume
47,001
Recent News
Bay Commercial Bank (BCML) Q1 Earnings and Revenues Top Estimates
Bay Commercial Bank (BCML) delivered earnings and revenue surprises of +21.95% and +3.65%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Cathay General (CATY) Q1 Earnings and Revenues Surpass Estimates
Cathay (CATY) delivered earnings and revenue surprises of +8.40% and +2.43%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
BayCom hires 3 PacWest alums in a shift toward dealmaking
United Business Bank’s three founders are being replaced by architects of PacWest’s sale to Banc of California, in the hope that the move will jump-start acquisitive growth.
Implied Volatility Surging for BayCom Stock Options
Investors need to pay close attention to BCML stock based on the movements in the options market lately.
Best Income Stocks to Buy for February 3rd
UCB, BCML and UBSI made it to the Zacks Rank #1 (Strong Buy) income stocks list on February 3, 2026.