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CBU
$63.62+0.26 (+0.41%)
Market ClosedLast close May 1
Community Financial System, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Community Financial System, Inc. in the Financial Services sector is trading at $63.62. The stock is currently 6% below its 52-week high of $67.50, remaining 8.8% above its 200-day moving average. Technical signals show neutral RSI of 54 and bullish MACD crossover, explaining why CBU maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 54) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$63.62
Potential Upside
26.8%
Whystock Fair Value$80.66
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Hold
Mean target$68.67+7.9%
Range$66.00 – $75.00
Fundamentals
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four s...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.29B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.73
Beta
Defensive asset. Lower volatility than the S&P 500.
0.78
Div Yield
Strong income play. Yield provides a meaningful total return floor.
299.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.70%
Volume
Today's trading volume
151,622
Recent News
Assessing Community Financial System (CBU) Valuation After Recent Share Price Momentum
Why Community Financial System is on investors’ radar Community Financial System (CBU) has drawn fresh interest after recent share price moves, with the stock showing a 1 day return of 1.82% and a month gain of 8.03%. Those short term moves sit alongside a past 3 months return of 1.38% and a 1 year total return of 18.79%. This has prompted some investors to reassess how the regional bank fits into their portfolios. See our latest analysis for Community Financial System. The recent 1 month...
Community Financial System Inc (CBU) Q1 2026 Earnings Call Highlights: Strong Revenue Growth ...
Community Financial System Inc (CBU) reports robust financial performance with a 9% revenue increase, despite facing challenges in non-interest revenues and credit risk management.
Community Financial System Q1 Earnings Call Highlights
Community Financial System (NYSE:CBU) executives said the company opened 2026 with what they described as a strong first quarter, supported by organic growth across business lines, continued net interest income expansion, and disciplined expense management. Management highlights revenue growth and
Community Bank System, Inc. Q1 2026 Earnings Call Summary
Moby summary of Community Bank System, Inc.'s Q1 2026 earnings call
Community Financial (CBU) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
The headline numbers for Community Financial (CBU) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.