CBU

$56.64

Post-MarketAs of Mar 17, 8:00 PM UTC

Community Financial System, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$56.64
Potential Upside
41.8%
Whystock Fair Value$80.33
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four s...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.99B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.27
Beta
Defensive asset. Lower volatility than the S&P 500.
0.79
Div Yield
Strong income play. Yield provides a meaningful total return floor.
326.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
11.17%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

StockStory
Mar 6, 2026

3 Russell 2000 Stocks Walking a Fine Line

The Russell 2000 (^RUT) is packed with potential breakout stocks, thanks to its focus on smaller companies with high growth potential. However, smaller size also means these businesses often lack the resilience and financial flexibility of large-cap firms, making careful selection crucial.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 25, 2026

Is Community Financial System (CBU) Attractive After Recent Pullback And Mixed Valuation Signals?

If you are wondering whether Community Financial System at around US$62.83 is still offering value or starting to look fully priced, you are asking the right question. The share price has posted a 1.4% return over the last 30 days and is up 8.1% year to date, although the most recent 7 day period showed a 4.3% decline and the 1 year return sits at 3.2%. Recent coverage has focused on Community Financial System's position in the US regional banking sector and how investors are weighing bank...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 17, 2026

3 Unpopular Stocks We Keep Off Our Radar

Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other revenue-generating business lines like M&A advisory.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
StockStory
Feb 9, 2026

3 Bank Stocks That Fall Short

Banks use their capital and expertise to help businesses grow while offering consumers essential financial products like mortgages and credit cards. Furthermore, economic conditions have supported loan growth and fee income, a trend that has enabled the banking industry to return 20.3% over the past six months. At the same time, the S&P 500 was up 6.6%.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 3, 2026

The 5 Most Interesting Analyst Questions From Community Bank’s Q4 Earnings Call

Community Bank’s fourth quarter performance reflected steady execution across its diverse business segments, with management pointing to particular strength in net interest income and ongoing loan portfolio growth. CEO Dimitar Karaivanov highlighted, “We benefited from both mid-single-digit asset growth and expanding margin which drove very meaningful operating income growth.” The company’s insurance and wealth management services also contributed positively, offsetting expense noise tied to acq

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.