CFFI

$70.70

Market ClosedAs of Mar 17, 8:00 PM UTC

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$70.70
Potential Upside
130.4%
Whystock Fair Value$162.86
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. Th...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$230.19M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.77
Beta
Defensive asset. Lower volatility than the S&P 500.
0.36
Div Yield
Strong income play. Yield provides a meaningful total return floor.
264.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
11.03%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Zacks
Mar 13, 2026

The Zacks Analyst Blog Oracle, T-Mobile, Gilead, and C&F Financial

Oracle's AI-driven cloud surge, T-Mobile's 5G edge, and Gilead's dominant HIV franchise headline today's top analyst reports and highlight key growth drivers.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 12, 2026

Top Stock Reports for Oracle, T-Mobile & Gilead

Oracle's cloud infrastructure revenue jumped 84% in fiscal Q3 as AI and multicloud demand surged, though heavy data-center investments pushed trailing free cash flow to -$13.2B.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Feb 2, 2026

C&F Financial Q4 Earnings Rise Y/Y on Loan Growth, Margin Gains

CFFI posts y/y earnings growth in 2025, driven by loan expansion, higher net interest margin and a solid performance across its banking segments.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Jan 27, 2026

C&F: Q4 Earnings Snapshot

TOANO, Va. AP) — C&F Financial Corp. CFFI) on Tuesday reported net income of $6.7 million in its fourth quarter.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Simply Wall St.
Dec 18, 2025

Discovering US Undiscovered Gems With Potential In December 2025

In recent weeks, the U.S. stock market has shown mixed signals, with the S&P 500 and Dow Jones experiencing declines following an unexpected rise in unemployment rates, while the Nasdaq managed a slight uptick amid ongoing concerns about an AI bubble. Amid these fluctuations, investors are increasingly on the lookout for promising small-cap stocks that could offer growth potential despite broader economic uncertainties.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.