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CPSS
$9.49+0.41 (+4.52%)
Market ClosedLast close May 1
Consumer Portfolio Services, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Consumer Portfolio Services, Inc. in the Financial Services sector is trading at $9.49. The stock is currently 7% below its 52-week high of $10.22, remaining 13.5% above its 200-day moving average. Technical signals show overbought RSI of 76 and bullish MACD crossover, explaining why CPSS maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 76) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$9.49
Potential Upside
120.7%
Whystock Fair Value$20.95
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in th...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$190.91M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.81
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.08
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
29.34%
Volume
Today's trading volume
41,376
Recent News
Consumer Portfolio Services Inc (CPSS) Q4 2025 Earnings Call Highlights: Strategic Growth ...
Consumer Portfolio Services Inc (CPSS) reports a 10% revenue increase for 2025, driven by strategic partnerships and improved credit operations, despite facing macroeconomic challenges.
Consumer Portfolio Services Q4 Earnings Call Highlights
Consumer Portfolio Services (NASDAQ:CPSS) executives said 2025 delivered strong profitability and improving credit trends, even as originations were essentially flat amid weaker dealer traffic and competitive pressure. On the company’s fourth-quarter and full-year earnings call, management emphasize
Consumer Portfolio Services, Inc. Q4 2025 Earnings Call Summary
Moby summary of Consumer Portfolio Services, Inc.'s Q4 2025 earnings call
Consumer Portfolio Services: Q4 Earnings Snapshot
LAS VEGAS (AP) — Consumer Portfolio Services Inc. CPSS) on Tuesday reported net income of $5 million in its fourth quarter. The Las Vegas-based company said it had profit of 21 cents per share.
Although Consumer Portfolio Services, Inc. (NASDAQ:CPSS) insiders have sold lately, they have the highest ownership with 36% stake
Key Insights Insiders appear to have a vested interest in Consumer Portfolio Services' growth, as seen by their...