CPSS

$8.05

Post-MarketAs of Mar 17, 8:00 PM UTC

Consumer Portfolio Services, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$8.05
Potential Upside
91.6%
Whystock Fair Value$15.43
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in th...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$178.90M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.06
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.08
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
6.42%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
9.39

Recent News

GuruFocus.com
Mar 11, 2026

Consumer Portfolio Services Inc (CPSS) Q4 2025 Earnings Call Highlights: Strategic Growth ...

Consumer Portfolio Services Inc (CPSS) reports a 10% revenue increase for 2025, driven by strategic partnerships and improved credit operations, despite facing macroeconomic challenges.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Mar 11, 2026

Consumer Portfolio Services Q4 Earnings Call Highlights

Consumer Portfolio Services (NASDAQ:CPSS) executives said 2025 delivered strong profitability and improving credit trends, even as originations were essentially flat amid weaker dealer traffic and competitive pressure. On the company’s fourth-quarter and full-year earnings call, management emphasize

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Moby
Mar 11, 2026

Consumer Portfolio Services, Inc. Q4 2025 Earnings Call Summary

Moby summary of Consumer Portfolio Services, Inc.'s Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Associated Press Finance
Mar 10, 2026

Consumer Portfolio Services: Q4 Earnings Snapshot

LAS VEGAS (AP) — Consumer Portfolio Services Inc. CPSS) on Tuesday reported net income of $5 million in its fourth quarter. The Las Vegas-based company said it had profit of 21 cents per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 5, 2026

Although Consumer Portfolio Services, Inc. (NASDAQ:CPSS) insiders have sold lately, they have the highest ownership with 36% stake

Key Insights Insiders appear to have a vested interest in Consumer Portfolio Services' growth, as seen by their...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.