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EFSI
$37.96+0.28 (+0.74%)
Market ClosedLast close May 1
Eagle Financial Services, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Eagle Financial Services, Inc. in the Financial Services sector is trading at $37.96. The stock is currently 8% below its 52-week high of $41.12, remaining 3.8% above its 200-day moving average. Technical signals show neutral RSI of 42 and bearish MACD signal, explaining why EFSI maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 42) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$37.96
Potential Downside
23.1%
Whystock Fair Value$29.19
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$42.00+10.6%
Range$40.00 – $43.00
Fundamentals
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lendi...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$211.19M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
24.54
Beta
Defensive asset. Lower volatility than the S&P 500.
0.17
Div Yield
Strong income play. Yield provides a meaningful total return floor.
317.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.35%
Volume
Today's trading volume
11,146
Recent News
Undervalued Small Caps With Insider Buying Opportunities In May 2026
In the last week, the United States market has stayed flat, but it has shown a robust 29% rise over the past 12 months with earnings forecasted to grow by 16% annually. In this environment, identifying small-cap stocks that are potentially undervalued and exhibit insider buying can offer intriguing opportunities for investors looking to capitalize on growth prospects.
Undervalued Small Caps With Insider Action In April 2026
In the last week, the United States market has stayed flat, but over the past 12 months, it has risen by an impressive 28%, with earnings forecasted to grow by 16% annually. In this dynamic environment, identifying small-cap stocks that are perceived as undervalued and exhibit insider activity can provide intriguing opportunities for investors seeking to capitalize on potential growth.
3 Undervalued Small Caps With Insider Buying Across Global Markets
Over the last 7 days, the United States market has remained flat, yet it is up 29% over the past year with earnings expected to grow by 16% per annum in the coming years. In this environment, identifying stocks that are perceived as undervalued can be particularly appealing, especially when there is insider buying activity signaling potential confidence from those within the company.
Exploring Undervalued Small Caps With Insider Buying In April 2026
The United States market has shown a remarkable 30% increase over the past year, despite remaining flat over the last week, with earnings projected to grow by 16% annually. In this context, identifying small-cap stocks that are perceived as undervalued and exhibit insider buying can be an attractive strategy for investors seeking opportunities in a dynamic market environment.
Eagle Financial Services Q1 Earnings Call Highlights
Eagle Financial Services (NASDAQ:EFSI) reported first-quarter net income of $3.7 million, or $0.69 per diluted share, as the company pointed to margin expansion, improved operating efficiency, and what management described as well-controlled credit metrics despite a higher provision expense tied to