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FBP
$24.77+0.28 (+1.14%)
Market OpenUpdated 3:51 PM EDT
First BanCorp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First BanCorp. in the Financial Services sector is trading at $24.77 with a market capitalization of $3.7B. Wall Street consensus targets $26.00 (6 analysts), implying a +5.0% move over the next 12 months. The stock is currently near its 52-week high of $25.05, remaining 15.2% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$24.77
Potential Upside
7%
Whystock Fair Value$26.50
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commerci...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.66B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.52
Beta
Defensive asset. Lower volatility than the S&P 500.
0.84
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.53%
ROE
Elite ROE. Management converts capital into profit efficiently.
18.13%
Volume
Today's trading volume
1.16M
Recent News
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FBP vs. DBSDY: Which Stock Is the Better Value Option?
Is FIRST BANCORP (FBP) Outperforming Other Finance Stocks This Year?
Here is how First BanCorp (FBP) and Byline Bancorp (BY) have performed compared to their sector so far this year.
Why First BanCorp (FBP) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes? Let's find out.
Will Sector Tailwinds and an Earnings Upgrade Change First Bancorp's (FBNC) Narrative?
In early June 2026, First Bancorp drew investor attention as regional banks benefited from a rally in the broader financial sector, supported by a stable interest rate backdrop that has aided expanding net interest margins. Sentiment around the stock was further influenced by an upgrade to a Zacks Rank #2, reflecting recent upward revisions to earnings estimates alongside concerns about elevated valuation and insider selling activity. With recent earnings estimate upgrades in focus, we’ll...
Regional Banks Stocks Q1 Results: Benchmarking First BanCorp (NYSE:FBP)
Earnings results often indicate what direction a company will take in the months ahead. With Q1 behind us, let’s have a look at First BanCorp (NYSE:FBP) and its peers.