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FBP
$23.09-0.27 (-1.16%)
Market ClosedLast close May 13
First BanCorp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First BanCorp. in the Financial Services sector is trading at $23.09. Wall Street consensus targets $26.00 (6 analysts), implying a +12.6% move over the next 12 months. The stock is currently 6% below its 52-week high of $24.57, remaining 8.0% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +12.6% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$23.09
Potential Upside
58.2%
Whystock Fair Value$36.52
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$26.00+12.6%
Range$25.00 – $27.00
Fundamentals
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commerci...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.79B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.32
Beta
Defensive asset. Lower volatility than the S&P 500.
0.83
Div Yield
Strong income play. Yield provides a meaningful total return floor.
338.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.59%
Volume
Today's trading volume
755,851
Recent News
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