FCF

$16.77

Post-MarketAs of Mar 17, 8:00 PM UTC

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$16.77
Potential Upside
75.8%
Whystock Fair Value$29.49
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an au...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.74B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.41
Beta
Defensive asset. Lower volatility than the S&P 500.
0.78
Div Yield
Strong income play. Yield provides a meaningful total return floor.
322.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
10.29%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

StockStory
Mar 11, 2026

3 Reasons FCF is Risky and 1 Stock to Buy Instead

Since September 2025, First Commonwealth Financial has been in a holding pattern, posting a small loss of 3.8% while floating around $16.99. The stock also fell short of the S&P 500’s 3.1% gain during that period.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 7, 2026

Nicolet Bankshares, NBT Bancorp, First Financial Bancorp, First Commonwealth Financial, and Enterprise Financial Services Stocks Trade Down, What You Need To Know

A number of stocks fell in the afternoon session after investors grew increasingly concerned about the sector's exposure to the opaque private credit market. These jitters were fueled by specific events that raised red flags about potential risks.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 13, 2026

3 Stocks Under $50 Walking a Fine Line

The $10-50 price range often includes mid-sized businesses with proven track records and plenty of growth runway ahead. They also usually carry less risk than penny stocks, though they’re not immune to volatility as many lack the scale advantages of their larger peers.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 3, 2026

The Top 5 Analyst Questions From First Commonwealth Financial’s Q4 Earnings Call

First Commonwealth Financial’s fourth quarter performance exceeded Wall Street’s revenue and adjusted EPS expectations, supported by an expanding net interest margin and modest growth in both loans and deposits. Management attributed these results to healthy new commercial loan volumes at favorable rates, disciplined deposit cost control, and ongoing efforts to grow fee income within its regional banking model. CEO Thomas Michael Price noted, “Net interest income grew as the margin expanded on t

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 31, 2026

First Commonwealth Financial (NYSE:FCF) Has Announced A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.135 on the 20th of February. This means...

BEARISH
Negative press. News cycle fixated on risk factors or misses.