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FCF
$18.46+0.05 (+0.27%)
Market ClosedLast close May 1
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Commonwealth Financial Corporation in the Financial Services sector is trading at $18.46. The stock is currently near its 52-week high of $19.14, remaining 8.3% above its 200-day moving average. Technical signals show neutral RSI of 41 and bearish MACD signal, explaining why FCF maintains its current momentum and trend strength. The Whystock Score of 95/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 41) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$18.46
Potential Upside
56.7%
Whystock Fair Value$28.93
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$20.83+12.9%
Range$20.00 – $21.00
Fundamentals
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an au...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.89B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.59
Beta
Defensive asset. Lower volatility than the S&P 500.
0.75
Div Yield
Strong income play. Yield provides a meaningful total return floor.
291.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.62%
Volume
Today's trading volume
408,978
Recent News
First Commonwealth Financial Corp (FCF) Q1 2026 Earnings Call Highlights: Strong Deposit Growth ...
Despite challenges in net interest income, First Commonwealth Financial Corp (FCF) reports robust growth in deposits and successful integration of Center Bank acquisition.
First Commonwealth Financial Q1 Earnings Call Highlights
First Commonwealth Financial (NYSE:FCF) reported first-quarter 2026 net income of $37.5 million, or $0.37 per share, President and CEO Mike Price said on the company’s earnings call. Price noted the result compared with a consensus earnings estimate of $0.40, while management pointed to higher loan
First Commonwealth Financial Corporation Q1 2026 Earnings Call Summary
Moby summary of First Commonwealth Financial Corporation's Q1 2026 earnings call
First Commonwealth Financial (FCF) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
While the top- and bottom-line numbers for First Commonwealth Financial (FCF) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
First Commonwealth Financial (FCF) Misses Q1 Earnings and Revenue Estimates
First Commonwealth Financial (FCF) delivered earnings and revenue surprises of -6.33% and -0.70%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?