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FFIC
$16.14+0.02 (+0.12%)
Market ClosedLast close May 1
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Flushing Financial Corporation in the Financial Services sector is trading at $16.14. The stock is currently 9% below its 52-week high of $17.79, remaining 12.2% above its 200-day moving average. Technical signals show neutral RSI of 57 and bearish MACD signal, explaining why FFIC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 57) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$16.14
Potential Downside
42.1%
Whystock Fair Value$9.35
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Hold
Mean target$16.80+4.1%
Range$16.80 – $16.80
Fundamentals
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and s...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$536.38M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
29.31
Beta
Defensive asset. Lower volatility than the S&P 500.
0.81
Div Yield
Strong income play. Yield provides a meaningful total return floor.
556.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-5.08%
Volume
Today's trading volume
125,799
Recent News
OceanFirst Financial Q1 Earnings Call Highlights
OceanFirst Financial (NASDAQ:OCFC) reported first-quarter 2026 results highlighted by higher earnings and continued net interest income growth, while management reiterated its standalone full-year outlook and provided an update on the pending Flushing Financial merger. Quarterly earnings and net in
How The Investment Story For Flushing Financial (FFIC) Is Quietly Shifting On New Analyst Assumptions
Analysts have lifted their Flushing Financial price target by $2.30, while keeping the fair value estimate steady at $16.80 in the latest update. They indicate this higher target reflects a bit more confidence in the valuation framework itself, rather than a fundamental reset of expectations. As you read on, you will see how this evolving narrative might shape the way you track and interpret future updates on Flushing Financial. Analyst Price Targets don't always capture the full story. Head...
How The Story For Flushing Financial (FFIC) Is Shifting With New Assumptions And Merger Plans
The fair value estimate for Flushing Financial is set at $16.80, with no change to the central price target in the latest update. Analysts describe this as a refinement of underlying assumptions, indicating that the target is meant to better match updated views on the business rather than signal a different story for the bank. As you read on, you will see how to interpret these evolving inputs and keep up with the shifting analyst narrative. Analyst Price Targets don't always capture the full...
OceanFirst-Flushing merger deal gains shareholder nod
The transaction is pending approval from the Board of Governors of the Federal Reserve System.
Why The Flushing Financial (FFIC) Story Is Evolving After Analyst Revisions And Merger News
Analysts have lifted their price target for Flushing Financial by $2.30 while keeping their fair value estimate anchored at $17.15. That shift lines up with their commentary that this is more about refining assumptions than signaling a major change in their view of the business. As you read on, you will see how these evolving targets shape the story around Flushing Financial and what to watch next in the analyst narrative. Stay updated as the Fair Value for Flushing Financial shifts by adding...