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FFIN
$32.56+0.29 (+0.90%)
Market ClosedLast close May 1
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Financial Bankshares, Inc. in the Financial Services sector is trading at $32.56. The stock is currently 16% below its 52-week high of $38.74, remaining 0.7% above its 200-day moving average. Technical signals show neutral RSI of 60 and bullish MACD crossover, explaining why FFIN maintains its current momentum and trend strength. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 60) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$32.56
Potential Upside
18.3%
Whystock Fair Value$38.51
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$33.75+3.7%
Range$33.00 – $34.00
Fundamentals
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$4.58B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.39
Beta
Defensive asset. Lower volatility than the S&P 500.
0.83
Div Yield
Strong income play. Yield provides a meaningful total return floor.
238.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.81%
Volume
Today's trading volume
1.03M
Recent News
First Financial Bankshares touts record 2025 earnings, boosts dividend at annual meeting
First Financial Bankshares (NASDAQ:FFIN) highlighted record 2025 earnings, deposit-driven balance sheet growth, and a higher quarterly dividend during its 2026 annual meeting of shareholders, where investors also approved director elections, the auditor appointment, and the company’s executive compe
Should First Financial Bankshares’ (FFIN) Higher Q1 2026 Net Interest Income Prompt Investor Reassessment?
First Financial Bankshares, Inc. reported first-quarter 2026 results on April 16, 2026, with net interest income of US$134.79 million and net income of US$71.54 million, alongside modestly higher net charge-offs of US$356,000 compared with a year earlier. With basic and diluted earnings per share from continuing operations rising to US$0.50, the bank highlighted operational resilience ahead of its April 28, 2026, annual shareholders’ meeting, where management planned to review 2025...
First Financial Bankshares (FFIN) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFIN) have what it takes? Let's find out.
Stock Market News for Apr 20, 2026
U.S. stocks closed higher on Friday as easing geopolitical tensions lifted sentiment, while investors assessed first-quarter earnings.
A Look At First Financial Bankshares (FFIN) Valuation After Its First Quarter Earnings Growth
First Financial Bankshares (FFIN) is back on investors’ radar after reporting first quarter 2026 results, with higher net interest income and net income alongside modestly higher net charge offs. See our latest analysis for First Financial Bankshares. The latest earnings announcement appears to have shifted sentiment, with a 1-day share price return of 4.88% and a 1-month share price return of 12.16%. However, the 1-year total shareholder return is 1.68% and the 5-year total shareholder...