FMAO

$24.59

Post-MarketAs of Mar 17, 8:00 PM UTC

Farmers & Merchants Bancorp, Inc.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$24.59
Potential Upside
96.5%
Whystock Fair Value$48.33
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$338.11M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.12
Beta
Defensive asset. Lower volatility than the S&P 500.
0.84
Div Yield
Strong income play. Yield provides a meaningful total return floor.
363.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
9.44%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Zacks
Nov 14, 2025

Best Value Stocks to Buy for Nov.14

SUZ, FMAO and UVV made it to the Zacks Rank #1 (Strong Buy) value stocks list on Nov.14, 2025

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Nov 12, 2025

Best Income Stocks to Buy for Nov. 12

FMAO, NWG and SBFG made it to the Zacks Rank #1 (Strong Buy) income stocks list on Nov.12, 2025.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Oct 29, 2025

Farmers & Merchants Bancorp (FMAO): 37.5% Earnings Growth Reinforces Bullish Narratives

Farmers & Merchants Bancorp (FMAO) posted standout earnings, with net income climbing 37.5% over the past year, a sharp acceleration compared to its 4.7% annualized growth rate over the last five years. Net profit margins strengthened to 27.5%, up from 23.3%, and forward guidance is upbeat, with earnings forecast to grow at about 8% annually. With shares trading at a Price-to-Earnings ratio of 10.3x, below both industry and peer averages, and a current price of $23.90 sitting well below an...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Oct 3, 2025

Best Income Stocks to Buy for October 3rd

AEG, FMAO and GFI made it to the Zacks Rank #1 (Strong Buy) income stocks list on October 3, 2025.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Sep 12, 2025

Best Income Stocks to Buy for September 12th

SFNC, FMAO and AMRK made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 12, 2025.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.