FRAF

$48.89

Post-MarketAs of Mar 17, 8:00 PM UTC

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$48.89
Potential Upside
100.2%
Whystock Fair Value$97.90
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers vario...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$219.08M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.31
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.12
Div Yield
Strong income play. Yield provides a meaningful total return floor.
265.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
13.27%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Feb 19, 2026

Undiscovered Gems in the US Market Featuring 3 Promising Stocks

As the U.S. stock market kicks off February with a notable upswing, highlighted by the Dow Jones Industrial Average's 515-point gain and the S&P 500 nearing record highs, investors are keenly observing how economic shifts and policy changes might impact small-cap stocks. Amidst this backdrop of optimism and strategic trade deals, identifying promising opportunities in lesser-known stocks can be an effective strategy for those looking to diversify their portfolios in today's dynamic market...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 19, 2026

3 Undiscovered Gems in the US Market with Promising Potential

As the United States stock market kicks off February with a strong upswing, highlighted by significant gains in major indices like the Dow Jones Industrial Average and S&P 500, investors are keeping a close eye on the potential impact of trade deals and economic indicators. Amidst this backdrop of optimism and uncertainty, identifying promising small-cap stocks can be particularly rewarding as they often offer unique growth opportunities that may not yet be fully recognized by the broader...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 18, 2026

3 Undiscovered Gems In The US Market With Solid Potential

As February begins, the U.S. stock market has shown a robust performance, with major indices like the Dow Jones Industrial Average and S&P 500 experiencing significant gains. Amid this positive market sentiment, investors are increasingly on the lookout for undiscovered gems within the small-cap sector that may offer solid potential for growth. Identifying promising stocks often involves assessing their fundamentals and how they align with current economic trends such as trade agreements or...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 18, 2026

US Market's Hidden Treasures Three Undiscovered Gems With Strong Potential

As February begins, the U.S. stock market has shown robust performance with major indices such as the Dow Jones and S&P 500 ending sharply higher, signaling a positive start to the month despite broader economic uncertainties. In this dynamic environment, identifying promising stocks involves looking for companies that can capitalize on emerging trends and demonstrate resilience in fluctuating conditions, making them potential hidden treasures in the market.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 17, 2026

Exploring 3 Undiscovered Gems In The US Market

As the U.S. stock market kicks off February with a notable upswing, highlighted by the Dow's impressive 515-point gain and the S&P 500 nearing record highs, investors are keenly observing how economic indicators like factory activity expansion might influence small-cap stocks. In this dynamic environment, identifying promising yet overlooked opportunities can be crucial for portfolio diversification and potential growth. Exploring lesser-known stocks that align with current economic trends...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.