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HQY
$82.40+0.37 (+0.45%)
Market ClosedLast close May 1
HealthEquity, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
HealthEquity, Inc. in the Healthcare sector is trading at $82.40. The stock is currently 29% below its 52-week high of $116.65, remaining 7.8% below its 200-day moving average. Technical signals show neutral RSI of 55 and bearish MACD signal, explaining why HQY maintains its current current market pressure. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 55) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JNJUNHPFE
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$82.40
Potential Downside
40.5%
Whystock Fair Value$49.02
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus16 analysts
Buy
Mean target$112.88+37.0%
Range$86.00 – $128.00
Fundamentals
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$7.08B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
33.69
Beta
Defensive asset. Lower volatility than the S&P 500.
0.26
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.21%
Volume
Today's trading volume
794,974
Recent News
SOLV vs. HQY: Which Stock Is the Better Value Option?
SOLV vs. HQY: Which Stock Is the Better Value Option?
Why Is HealthEquity (HQY) Up 5.2% Since Last Earnings Report?
HealthEquity (HQY) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
SOLV vs. HQY: Which Stock Should Value Investors Buy Now?
SOLV vs. HQY: Which Stock Is the Better Value Option?
Reasons to Hold HealthEquity Stock in Your Portfolio for Now
HQY rides on strong HSA growth, AI-driven efficiency gains and solid Q4 results, though data security threats remain a key risk.
SOLV or HQY: Which Is the Better Value Stock Right Now?
SOLV vs. HQY: Which Stock Is the Better Value Option?