HRTG

$28.16-0.29 (-1.02%)

Market OpenAs of Mar 17, 7:04 PM UTC

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$28.16
Potential Upside
524.6%
Whystock Fair Value$175.87
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryInsurance - Property & Casualty

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$870.47M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
4.46
Beta
Defensive asset. Lower volatility than the S&P 500.
0.93
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
49.14%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
0.42

Recent News

Zacks
Mar 12, 2026

THG Cat Risk Outlook: Can Pricing Offset Weather Volatility?

THG enters 2026 balancing firm pricing with weather uncertainty, as catastrophe exposure and moderating property pricing could test margin stability.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Mar 12, 2026

The Hanover Insurance Group: What Will Drive Earnings in 2026?

THG enters 2026 after a strong 2025, but margins may hinge on pricing discipline, liability loss trends and catastrophe levels as property insurance competition rises.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Mar 10, 2026

Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Mar 9, 2026

Heritage Insurance Q4 Earnings Call Highlights

Heritage Insurance (NYSE:HRTG) executives told investors the company finished 2025 with what management described as measurable progress executing a multi-year strategy aimed at producing consistent underwriting profits, allocating capital selectively, and building a more diversified book of busines

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Mar 9, 2026

Heritage Insurance Holdings Inc (HRTG) Q4 2025 Earnings Call Highlights: Record Net Income and ...

Heritage Insurance Holdings Inc (HRTG) reports a significant rise in net income and outlines strategic growth initiatives amid competitive market conditions.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.