IBCP

$33.13

Post-MarketAs of Mar 17, 8:00 PM UTC

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$33.13
Potential Upside
105.9%
Whystock Fair Value$68.22
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certi...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$685.52M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.13
Beta
Defensive asset. Lower volatility than the S&P 500.
0.75
Div Yield
Strong income play. Yield provides a meaningful total return floor.
334.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
14.31%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

Simply Wall St.
Mar 11, 2026

How The Independent Bank (IBCP) Story Is Shifting As Analysts Reprice The Same Fundamentals

Independent Bank’s analyst narrative has shifted as price targets move higher by a combined $5, even though the modeled fair value remains at $37.6. Street research is focusing on how the stock is being priced in the market, with higher targets based on valuation judgments rather than new changes to fundamental assumptions. As you read on, you will see how these updated targets fit into the evolving story and how that may shape the way you track the name from here. Analyst Price Targets don't...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 10, 2026

Top Dividend Stocks To Consider In February 2026

As February 2026 begins, the U.S. stock market has shown a strong start with major indices like the Dow Jones Industrial Average and S&P 500 posting significant gains. In this positive market environment, dividend stocks continue to attract attention for their potential to provide steady income and stability, making them an appealing option for investors looking to balance growth with reliable returns.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Feb 10, 2026

Why Analysts See A Subtle Shift In The Story At Independent Bank (IBCP)

Why the Independent Bank Price Target Just Shifted Independent Bank's fair value estimate has been nudged from $37.40 to $37.50, backed by a move in expected revenue from a 0.34% decline to 1.04% growth and a small adjustment to the discount rate from 6.96% to 6.98%. Together, these tweaks indicate a slightly more constructive view on the bank's ability to sustain modestly positive revenue while still accounting for risk in a disciplined way. You can follow future updates to monitor how these...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 30, 2026

Independent Bank (NASDAQ:IBCP) Has Announced That It Will Be Increasing Its Dividend To $0.28

Independent Bank Corporation's ( NASDAQ:IBCP ) dividend will be increasing from last year's payment of the same period...

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Simply Wall St.
Jan 26, 2026

How Changing Price Targets Are Rewriting The Story For Independent Bank (IBCP)

What the New Price Target Could Be Telling You Analyst expectations for Independent Bank have shifted, reflected in a revised price target that signals a fresh look at how the market is framing the stock today. While the specific drivers behind this change are still being unpacked, the new target hints at updated views on the bank's risk profile, growth opportunities, and business mix. Stay tuned to see how you can track these price target moves and keep up with the evolving narrative around...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.