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INBK
$23.72+0.80 (+3.49%)
Market ClosedLast close May 1
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Internet Bancorp in the Financial Services sector is trading at $23.72. The stock is currently 17% below its 52-week high of $28.51, remaining 9.9% above its 200-day moving average. Technical signals show neutral RSI of 53 and bearish MACD signal, explaining why INBK maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 53) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$23.72
Potential Upside
5%
Whystock Fair Value$24.91
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$25.25+6.5%
Range$23.00 – $30.00
Fundamentals
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the Unit...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$201.97M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.80
Div Yield
Strong income play. Yield provides a meaningful total return floor.
103.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.30%
Volume
Today's trading volume
117,788
Recent News
First Internet (INBK) Q1 2026 Earnings Transcript
At this time, I would like to welcome everyone to the First Internet Bancorp Earnings Conference Call for the First Quarter 2026. Hello, everyone, and thank you for joining us to discuss First Internet Bancorp's first quarter 2026 financial results. Joining us from the management team today are Chairman and CEO, David Becker; President and COO, Nicole Lorch; and Executive Vice President and CFO, Ken Lovik.
First Internet Bancorp Q1 2026 Earnings Call Summary
Moby summary of First Internet Bancorp's Q1 2026 earnings call
First Internet Bancorp (INBK) Q1 2026 Earnings Call Highlights: Strong Revenue Growth Amid ...
First Internet Bancorp (INBK) reports a 21% revenue increase, driven by fintech deposits and net interest margin expansion, despite facing credit and macroeconomic headwinds.
First Internet Bancorp (INBK) Q1 Earnings Surpass Estimates
First Internet (INBK) delivered earnings and revenue surprises of +278.10% and -2.45%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Here's What Key Metrics Tell Us About First Internet (INBK) Q1 Earnings
While the top- and bottom-line numbers for First Internet (INBK) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.