JCAP

$20.27

Post-MarketAs of Mar 17, 8:00 PM UTC

Jefferson Capital, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$20.27
Potential Upside
644.5%
Whystock Fair Value$150.90
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discount...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.25B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
3.59
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
480.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
43.78%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
4.98

Recent News

Simply Wall St.
Mar 17, 2026

Assessing Jefferson Capital’s Valuation After Recent Share Price Weakness And Discount P/E Multiple

Jefferson Capital stock snapshot after recent trading moves Jefferson Capital (JCAP) has drawn attention after a recent mix of daily and weekly share price moves, with the stock closing at $20.02 and showing negative returns over the past month and past 3 months. See our latest analysis for Jefferson Capital. The recent 1 day share price return of 1.0% comes after a year to date share price decline of 9.5%. This suggests momentum has been fading even as investors reassess growth prospects and...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Moby
Mar 13, 2026

Jefferson Capital, Inc. Common Stock Q4 2025 Earnings Call Summary

Moby summary of Jefferson Capital, Inc. Common Stock's Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Motley Fool
Mar 13, 2026

Jefferson Capital (JCAP) Earnings Transcript

David Burton: Thank you, operator, and thanks, everyone, for joining our investor call. Next, I'd like to offer a brief market update and cover some of the macroeconomic indicators to provide better context for why we remain confident in the investment opportunity for our business.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Mar 13, 2026

Jefferson Capital Inc (JCAP) Q4 2025 Earnings Call Highlights: Record Collections and Revenue ...

Jefferson Capital Inc (JCAP) reports a robust 41% increase in collections and a 30% rise in revenue, despite facing higher operating expenses and court costs.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 12, 2026

Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say

Although the revenue and EPS for Jefferson Capital, Inc. (JCAP) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.