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JFIN
$4.78+0.06 (+1.27%)
Market ClosedLast close May 1
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Jiayin Group Inc. in the Communication Services sector is trading at $4.78. The stock is currently near its 52-week low of $3.70, remaining 43.8% below its 200-day moving average. Technical signals show neutral RSI of 68 and bullish MACD crossover, explaining why JFIN maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 68) — risk of consolidation or pullback
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
METAGOOGLNFLX
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$4.78
Potential Upside
2247.4%
Whystock Fair Value$112.21
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and f...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$246.30M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
1.07
Beta
Defensive asset. Lower volatility than the S&P 500.
0.72
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1670.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
35.68%
Volume
Today's trading volume
19,000
Recent News
Asian Equities Traded in the US as American Depositary Receipts Fall Sharply in Thursday Trading
Asian equities traded in the US as American depositary receipts were falling sharply Thursday mornin
Asian Equities Traded in the US as American Depositary Receipts Drop Sharply in Thursday Trading
Asian equities traded in the US as American depositary receipts were sharply lower Thursday morning,
Does Jiayin Group's (JFIN) Bigger Payout Amid Softer Q4 Hint at a Strategic Shift?
In March 2026, Jiayin Group reported that fourth-quarter 2025 sales fell to CNY 1,090.2 million and net income to CNY 100.63 million, even as full-year 2025 sales and net income rose to CNY 6,222.19 million and CNY 1,535.74 million, respectively. Alongside these results, the company committed to an annual dividend of around 30% of prior-year net income and completed a buyback of 4,600,000 shares, signaling an increased focus on shareholder returns amid tighter Chinese fintech...
Asian Equities Traded in the US as American Depositary Receipts Surge in Wednesday Trading
Asian equities traded in the US as American depositary receipts were sharply higher Wednesday mornin
Jiayin Group Inc (JFIN) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ...
Despite a challenging quarter, Jiayin Group Inc (JFIN) showcases resilience with significant annual growth and strategic advancements in AI and international markets.