LOB

$32.63

Market ClosedAs of Mar 17, 8:00 PM UTC

Live Oak Bancshares, Inc.

Historical Price

Price (Line)
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$32.63
Potential Upside
35.8%
Whystock Fair Value$44.31
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.51B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.63
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.92
Div Yield
Strong income play. Yield provides a meaningful total return floor.
37.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
9.36%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 11, 2026

How The Live Oak Bancshares (LOB) Narrative Is Shifting Around Fair Value And Execution Risks

The latest update on Live Oak Bancshares centers on a revised fair value price target, which has shifted from US$42.00 to US$44.75. That change sits against a mixed backdrop of analyst opinions, with some raising targets and others trimming them, all within a relatively tight band around the new level. The following sections outline how these differing views shape the evolving story and what to watch if you want to stay aligned with the shifting narrative. Stay updated as the Fair Value for...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 10, 2026

Is There Now An Opportunity In Live Oak Bancshares (LOB) After Recent Share Price Pullback

If you are wondering whether Live Oak Bancshares’ current share price reflects its real worth, you are not alone. This article is built to help you frame that question clearly before you make any decisions. The stock recently closed at US$33.40, with returns of 19.7% over 1 year but an 18.2% decline over 30 days and an 8.7% decline over 7 days. These shifts can change how the market is thinking about both upside potential and risk. Recent coverage has focused on Live Oak Bancshares’ position...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 9, 2026

3 of Wall Street’s Favorite Stocks We Think Twice About

Wall Street has set ambitious price targets for the stocks in this article. While this suggests attractive upside potential, it’s important to remain skeptical because analysts face institutional pressures that can sometimes lead to overly optimistic forecasts.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 6, 2026

Renasant, QCR Holdings, Live Oak Bancshares, FB Financial, and Rocket Companies Shares Are Falling, What You Need To Know

A number of stocks fell in the afternoon session after investors grew increasingly concerned about the sector's exposure to the opaque private credit market.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Mar 4, 2026

Does Live Oak Bancshares (LOB) Have a Long Runway for Growth?

SouthernSun Asset Management, LLC, an investment management firm, released its “SouthernSun Smid Cap Strategy” fourth-quarter 2025 investor letter. A copy of the letter can be downloaded here. During the quarter, the SMID Cap Composite returned -3.72% on a gross basis (-3.89% net) compared to 2.22% for the Russell 2500 Index and 3.15% return for the Russell […]

BEARISH
Negative press. News cycle fixated on risk factors or misses.