LSBK

$14.57

Post-MarketAs of Mar 17, 8:00 PM UTC

Lake Shore Bancorp, Inc.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$14.57
Potential Upside
28.2%
Whystock Fair Value$18.68
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and st...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$106.52M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.02
Beta
Defensive asset. Lower volatility than the S&P 500.
0.28
Div Yield
Strong income play. Yield provides a meaningful total return floor.
236.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
6.28%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Associated Press Finance
Jan 21, 2026

Lake Shore Bancorp: Q4 Earnings Snapshot

The Dunkirk, New York-based company said it had profit of 26 cents per share. The holding company for Lake Shore Savings Bank posted revenue of $10.1 million in the period. Its adjusted revenue was $7.3 million.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Dec 30, 2025

Investing in Lake Shore Bancorp (NASDAQ:LSBK) three years ago would have delivered you a 32% gain

Investors can buy low cost index fund if they want to receive the average market return. But if you invest in...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Investor's Business Daily
Dec 16, 2025

Axos Financial Stock Banks On RS Rating Rise To 72

Axos Financial shows rising price performance, earning an upgrade to its IBD Relative Strength Rating

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Oct 22, 2025

Lake Shore Bancorp: Q3 Earnings Snapshot

DUNKIRK, N.Y. (AP) — Lake Shore Bancorp Inc. LSBK) on Wednesday reported profit of $2.4 million in its third quarter. On a per-share basis, the Dunkirk, New York-based company said it had net income of 32 cents.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Oct 3, 2025

Lake Shore Bancorp Insider Ups Holding By 23% During Year

Looking at Lake Shore Bancorp, Inc.'s ( NASDAQ:LSBK ) insider transactions over the last year, we can see that insiders...

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.