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LU
$1.95+0.04 (+2.09%)
Market ClosedLast close May 1
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Lufax Holding Ltd in the Financial Services sector is trading at $1.95. The stock is currently near its 52-week low of $1.73, remaining 28.6% below its 200-day moving average. Technical signals show neutral RSI of 54 and bullish MACD crossover, explaining why LU maintains its current current market pressure. The Whystock Score of 25/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Neutral momentum (RSI 54) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$1.95
Potential Upside
5%
Whystock Fair Value$2.05
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.79B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.67
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.19%
Volume
Today's trading volume
876,422
Recent News
How Auditor Shake-Up and Restated Financials Will Impact Lufax Holding (LU) Investors
In recent months, Lufax Holding has faced a wave of securities fraud class action lawsuits following its move to remove auditor PricewaterhouseCoopers and disclosures that certain 2022–2023 financial statements, affected by complex transactions, should no longer be relied upon. The concentration of allegations around weak internal controls, possible undisclosed related-party dealings, and overstated balance sheet items has sharply intensified questions about Lufax’s governance and financial...
Lufax Holding (LU) Is Down 11.2% After Class Action Filing And GM Exit What’s Changed
Rosen Law Firm has filed a class action lawsuit against Lufax Holding Ltd., alleging inadequate internal controls and materially misstated financial results for investors who purchased securities between April 7, 2023 and January 26, 2025, and Mr. Dongqi Chen has since resigned as General Manager effective March 31, 2026. The combination of a securities class action focused on disclosure quality and the departure of a senior executive raises important questions about Lufax’s governance and...
Lufax Holding (LU) Announces Changes in Senior Management and Directors
Lufax Holding Ltd (NYSE:LU) is one of the Best Value Penny Stocks to Buy Now. On February 17, Lufax Holding Ltd (NYSE:LU) announced changes in senior management and directors. The company said that the current CEO, Yong Suk Cho, will step down due to family and personal reasons on March 31, 2026. Yong Suk Cho […]
Individual investors own 16% of Lufax Holding Ltd (NYSE:LU) shares but public companies control 67% of the company
Key Insights Significant control over Lufax Holding by public companies implies that the general public has more power...
This Stock Is Up 127%, and a New $16 Million Position Suggests There’s Room to Grow
Amid a massive run, this quiet infrastructure name is still attracting fresh capital, and the numbers explain why.