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MCY
$96.27-1.04 (-1.07%)
Market ClosedLast close May 1
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Mercury General Corporation in the Financial Services sector is trading at $96.27. The stock is currently near its 52-week high of $100.06, remaining 13.4% above its 200-day moving average. Technical signals show neutral RSI of 58 and bullish MACD crossover, explaining why MCY maintains its current momentum and trend strength. The Whystock Score of 75/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 58) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$96.27
Potential Upside
115.5%
Whystock Fair Value$207.48
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Mean target$110.00+14.3%
Range$110.00 – $110.00
Fundamentals
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance p...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$5.33B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.85
Beta
Defensive asset. Lower volatility than the S&P 500.
0.93
Div Yield
Strong income play. Yield provides a meaningful total return floor.
133.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
16.14%
Volume
Today's trading volume
111,799
Recent News
American Financial Group (AFG) Q1 Earnings and Revenues Lag Estimates
American Financial (AFG) delivered earnings and revenue surprises of -2.95% and -8.29%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Is It Too Late To Consider Mercury General (MCY) After Its 1 Year Surge?
Wondering if Mercury General at around US$96.47 is still offering value after a strong run, or if you might be arriving late to the story. The stock shows returns of 0.2% over 7 days, 12.1% over 30 days, 5.1% year to date, 81.9% over 1 year and 82.3% over 5 years, which puts recent performance firmly on your radar when thinking about price versus value. Recent coverage has focused on Mercury General's share price performance and how the insurance sector has been repriced by investors, giving...
W.R. Berkley (WRB) Q1 Earnings Top Estimates
W.R. Berkley (WRB) delivered earnings and revenue surprises of +15.04% and -0.28%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
3 Reasons to Avoid MCY and 1 Stock to Buy Instead
Mercury General’s 15.3% return over the past six months has outpaced the S&P 500 by 10%, and its stock price has climbed to $92.03 per share. This was partly due to its solid quarterly results, and the performance may have investors wondering how to approach the situation.
MCY Stock Near 52-Week High: Time to Add it for Better Returns?
Mercury General gains from premium growth, rising policy counts and strong investment income, with liquidity strength supporting continued expansion.