NP

$23.46

Post-MarketAs of Mar 17, 8:00 PM UTC

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$23.46
Potential Upside
5%
Whystock Fair Value$24.63
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryInsurance Brokers

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United Sta...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.24B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
-
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
0.25

Recent News

Simply Wall St.
Feb 23, 2026

A Look At Neptune Insurance Holdings (NP) Valuation After Recent Share Price Rebound

Neptune Insurance Holdings (NP) has recently drawn investor attention after a period of mixed share performance, including a negative month and past 3 months, alongside reported annual revenue of US$147.287m and a net loss of US$25.839m. See our latest analysis for Neptune Insurance Holdings. At a latest share price of US$21.24, Neptune’s recent 1 day and 7 day share price returns of 3.91% and 12.44% contrast with a 23.57% year to date share price decline. This suggests recent momentum after...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Feb 22, 2026

Evercore ISI Reduces its Price Target on Neptune Insurance Holdings Inc. (NP) to $30 and Maintains an Outperform Rating

Neptune Insurance Holdings Inc. (NYSE:NP) is among the 11 Newly-Listed NYSE Stocks to Buy Now. On February 19, 2026, Evercore ISI reduced its price target on Neptune Insurance Holdings Inc. (NYSE:NP) to $30 from $35 and maintained an Outperform rating. That same day, Keefe Bruyette upgraded Neptune Insurance to Outperform from Market Perform with a […]

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Zacks
Feb 19, 2026

Neptune Insurance Holdings Inc. (NP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Neptune Insurance Holdings Inc. (NP) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MT Newswires
Feb 13, 2026

Sector Update: Financial Stocks Decline Late Afternoon

Financial stocks were lower late Friday afternoon, with the NYSE Financial Index shedding 0.3% and t

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Insider Monkey
Feb 9, 2026

What Makes Neptune Insurance Holdings (NP) an Investment Choice?

Baron Fund, an investment management company, released its Q4 2025 letter for “Baron Small Cap Fund”. A copy of the letter can be downloaded here. The market extended its positive trends in the fourth quarter. The Baron Small Cap Fund was down 1.56% in the quarter compared to 1.22% gain for the Russell 2000 Growth […]

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
NP Stock Analysis & Real-Time Data | Whystock