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NU
$14.44-0.04 (-0.28%)
Market ClosedLast close May 1
Nu Holdings Ltd.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Nu Holdings Ltd. in the Financial Services sector is trading at $14.44. The stock is currently 24% below its 52-week high of $18.98, remaining 6.4% below its 200-day moving average. Technical signals show neutral RSI of 41 and bearish MACD signal, explaining why NU maintains its current current market pressure. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 41) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$14.44
Potential Downside
7.1%
Whystock Fair Value$13.41
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus21 analysts
Mean target$19.87+37.6%
Range$15.30 – $22.00
Fundamentals
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit a...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$70.07B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
24.85
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.11
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
25.41%
Volume
Today's trading volume
20.75M
Recent News
A Look At Nu Holdings (NYSE:NU) Valuation After Recent Share Price Cooling And Strong Growth
Context for Nu Holdings after recent performance Nu Holdings (NYSE:NU) has drawn fresh attention after a mixed run in its share price, with a roughly flat month, a decline over the past 3 months, and a positive 1 year total return. At a last close of US$14.44 and a market value of about US$70.3b, the digital banking group’s recent returns sit alongside double digit annual revenue and net income growth. This has prompted investors to reassess how the business is currently being valued. See our...
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DAVE vs. NU: Which Fintech Stock Is the Better Buy Now?
Nu Holdings and Dave race to win fintech's underbanked market, but diverging growth, AI strategies and scale could shape which stock stands out now.