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OMF
$56.59-2.18 (-3.71%)
Market ClosedLast close May 1
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OneMain Holdings, Inc. in the Financial Services sector is trading at $56.59. The stock is currently 21% below its 52-week high of $71.93, remaining 2.8% below its 200-day moving average. Technical signals show neutral RSI of 49 and bearish MACD signal, explaining why OMF maintains its current current market pressure. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 49) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$56.59
Potential Upside
140.7%
Whystock Fair Value$136.19
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus14 analysts
Buy
Mean target$67.93+20.0%
Range$55.00 – $85.00
Fundamentals
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$7.03B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.10
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.26
Div Yield
Strong income play. Yield provides a meaningful total return floor.
703.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
19.52%
Volume
Today's trading volume
1.56M
Recent News
OneMain Holdings Inc (OMF) Q1 2026 Earnings Call Highlights: Strong Revenue Growth and ...
OneMain Holdings Inc (OMF) reports robust financial performance with significant growth in auto finance and credit card receivables, while navigating economic uncertainties and operational challenges.
OneMain Q1 Earnings Call Highlights
OneMain (NYSE:OMF) reported what management described as a strong start to 2026, with first-quarter results that company leaders said were in line with expectations as receivables and revenue rose and credit metrics remained stable. Chairman and CEO Doug Shulman told investors the company was “quite
A Look At OneMain Holdings (OMF) Valuation As Shares Trade Below Narrative Fair Value
What OneMain Holdings (OMF) investors are watching now With no single headline event driving trading today, OneMain Holdings (OMF) sits in focus for investors tracking a mix of recent share performance, fundamentals and how the consumer lending story is shaping up. See our latest analysis for OneMain Holdings. OMF’s recent 1 month share price return of 9.87% contrasts with a 90 day share price decline of 10.33%, while its 1 year total shareholder return of 33.22% reflects stronger longer term...
OneMain Holdings, Inc. Q1 2026 Earnings Call Summary
Moby summary of OneMain Holdings, Inc.'s Q1 2026 earnings call
Compared to Estimates, OneMain (OMF) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for OneMain (OMF) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.