OSBC

$19.55

Post-MarketAs of Mar 17, 8:00 PM UTC

Old Second Bancorp, Inc.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$19.55
Potential Upside
66.1%
Whystock Fair Value$32.48
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money mark...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.03B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.07
Beta
Defensive asset. Lower volatility than the S&P 500.
0.77
Div Yield
Strong income play. Yield provides a meaningful total return floor.
133.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
10.24%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

StockStory
Mar 16, 2026

Q4 Earnings Highs And Lows: Old Second Bancorp (NASDAQ:OSBC) Vs The Rest Of The Regional Banks Stocks

As the craze of earnings season draws to a close, here’s a look back at some of the most exciting (and some less so) results from Q4. Today, we are looking at regional banks stocks, starting with Old Second Bancorp (NASDAQ:OSBC).

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 20, 2026

3 Market-Beating Stocks to Keep an Eye On

Companies that consistently increase their sales, margins, or returns on capital are usually rewarded with the best returns, and those that can do all three for years on end are almost always the legendary stocks that return 100 times your money.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 6, 2026

1 Small-Cap Stock with Exciting Potential and 2 That Underwhelm

Many small-cap stocks have limited Wall Street coverage, giving savvy investors the chance to act before everyone else catches on. But the flip side is that these businesses have increased downside risk because they lack the scale and staying power of their larger competitors.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Simply Wall St.
Feb 2, 2026

Old Second Bancorp (OSBC) Valuation Check After Share Buyback Approval And Solid Fourth Quarter Results

Old Second Bancorp (OSBC) is back in focus after its board approved a share repurchase program of up to US$43.9 million, following a Federal Reserve non objection and fresh fourth quarter results. See our latest analysis for Old Second Bancorp. The share repurchase announcement lands after a period of steady gains, with a 90 day share price return of 9.67% and a 5 year total shareholder return of 86.07%, which points to momentum that has built gradually rather than in sharp spikes. If this...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Jan 31, 2026

DA Davidson Flag Elevated Non-Performing Assets as Key Risk for Old Second Bancorp, Inc. (OSBC)

We recently compiled a list of the 9 High Growth Small Cap Stocks That Are Profitable. Old Second Bancorp, Inc. is placed ninth on our list of high-growth stocks. TheFly reported on January 23 that DA Davidson raised its price target for OSBC to $23 from $22 and maintained a Neutral rating following the company’s fourth-quarter […]

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.