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OVLY
$33.06-0.46 (-1.37%)
Market ClosedLast close May 4
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Oak Valley Bancorp in the Financial Services sector is trading at $33.06. The stock is currently 7% below its 52-week high of $35.47, remaining 11.1% above its 200-day moving average. Technical signals show oversold RSI of 30 and bearish MACD signal, explaining why OVLY maintains its current momentum and trend strength. The Whystock Score of 80/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Oversold momentum (RSI 30) — potential for technical mean-reversion
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$33.06
Potential Upside
71.2%
Whystock Fair Value$56.61
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$287.66M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.87
Beta
Defensive asset. Lower volatility than the S&P 500.
0.23
Div Yield
Strong income play. Yield provides a meaningful total return floor.
220.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.64%
Volume
Today's trading volume
21,449
Recent News
OVLY's Q1 Earnings Flat Y/Y Despite Net Interest Income Gain
Oak Valley Bancorp's Q1 EPS remains flat year over year, supported by higher net interest income, but rising operating expenses and credit provisions weigh on overall profitability.
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Asset Growth Drives Oak Valley Bancorp's Solid Q4 Earnings
OVLY posts year-over-year growth in Q4 earnings, driven by strong asset growth, while credit loss provisions tempered gains amid stable credit quality and rising deposits.