OVLY

$32.15+0.14 (+0.44%)

Market OpenAs of Mar 17, 4:21 PM UTC

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$32.15
Potential Upside
83.7%
Whystock Fair Value$59.06
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company'...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$269.68M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.16
Beta
Defensive asset. Lower volatility than the S&P 500.
0.23
Div Yield
Strong income play. Yield provides a meaningful total return floor.
234.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.53%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Feb 17, 2026

Undervalued Small Caps With Insider Action In February 2026

As February 2026 begins, the U.S. stock market has shown a strong start with major indices like the Dow Jones Industrial Average and S&P 500 posting significant gains, buoyed by positive economic developments such as a new trade deal with India and an uptick in manufacturing activity. In this environment of optimism and strategic shifts, small-cap stocks present intriguing opportunities for investors looking to capitalize on potential growth areas, particularly when insider actions suggest...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Jan 29, 2026

Asset Growth Drives Oak Valley Bancorp's Solid Q4 Earnings

OVLY posts year-over-year growth in Q4 earnings, driven by strong asset growth, while credit loss provisions tempered gains amid stable credit quality and rising deposits.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Jan 24, 2026

Oak Valley Bancorp: Q4 Earnings Snapshot

OAKDALE, Calif. AP) — Oak Valley Bancorp (OVLY) on Friday reported net income of $6.3 million in its fourth quarter. The Oakdale, California-based bank said it had earnings of 76 cents per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Jan 20, 2026

Institutions own 32% of Oak Valley Bancorp (NASDAQ:OVLY) shares but individual investors control 54% of the company

Key Insights The considerable ownership by individual investors in Oak Valley Bancorp indicates that they collectively...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Dec 5, 2025

The Zacks Analyst Blog Highlights HSBC, Abbott, Shell and Oak Valley

HSBC, Abbott, Shell and Oak Valley feature in the latest Zacks Analyst Blog as analysts highlight operational resilience, strategic pivots and industry-specific challenges.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.